Neon Money Club Launches Dating App for Those with Good Credit
Score by Neon Money Club

Neon Money Club Launches Dating App for Those with Good Credit

The FinTech Neon Money Club has announced a unique offering: a dating app that puts an emphasis on credit scores.

About SCORE:

Just in time for Valentine’s Day, Neon Money Club has announced the launch of SCORE — a dating app for those with good credit. According to the platform’s FAQ page, “good credit” is considered to be 675 or higher. While credit scores will be used to qualify users for the app, the score itself will not be displayed on the platform.

To sign up, users can visit the SCORE site and see if they qualify. Customers will need to provide personal information such as their name, birth date, and the last four digits of their Social Security number to apply. Then, SCORE will run a “soft pull” of their credit.

The company says that SCORE’s model will mean that those who value financial health will be able to find like-minded individuals. Meanwhile, for those looking to improve their credit scores and qualify for SCORE in the future, Neon Money Club notes that it offers resources to help them increase their financial literacy.

About Neon Money Club:

Neon Money Club is a FinTech that calls itself a lifestyle financial platform. Its first offering is the Cream Card — which is currently available for pre-order. The card will allow users to earn 1.5x points on all purchases. These points can then be redeemed for stock market investments, with NMC matching the value of points. For example, if cardholders redeem 100 points toward an investment, an additional 100 points will be added.

The Cream Card is issued by Evolve Bank & Trust and will carry an annual fee of $128.

What they’re saying:

Commenting on SCORE, Neon Money Ckub CEO Luke Bailey said, “Financial wellness often takes a backseat. At Neon Money Club, our mission is to inject financial awareness into the fabric of everyday life. To achieve this, we have to take the conversation to places where it isn’t normally discussed. SCORE by Neon Money Club is our first major attempt at doing this.” Bailey continued, “SCORE aims to elevate the discussion around financial health, which has remained stagnant for decades.”

Additionally, CPO Jackie Laio said about the offering, “SCORE is just one of the many rollouts we’re doing to bring financial wellness to the table because the table itself is boring and outdated. We’re beginning with love, and we’re in good company.”

My thoughts:

Without attempting to sign up for the service (which would be awkward as a married man), it’s hard for me to know whether SCORE is actually a fully fleshed-out dating app or more a publicity stunt for Neon Money Club. I’m going to guess it’s somewhere in between, but leaning toward the latter. Despite that, I do think it’s an interesting concept and highlights the need for partners and prospective partners to discuss money in an open and honest way. So, even if this is a gimmick, I think that’s an important message to put out there.

As for Neon Money Club itself, while the Cream Card sounds interesting, I’ll need to see some more details before determining whether it’s worth the $128 annual fee. But the FinTech already seems like one to watch — if only to see what wild ideas they’ll have next.


Kyle Burbank

Head Writer ~ Fioney
Kyle is the head writer for Fioney. He is a personal finance nerd, constantly looking for new apps and services to test and incorporate into his own financial game plan. In addition to his role at Fioney, he's written for other publications including Born2Invest, Lifehack, and Laughing Place, as well as his own site Money@30. He also creates personal finance and travel-related videos for Fioney's YouTube channel, which has garnered more than 2 million views. Currently, Kyle resides in Springfield, Missouri with his wife of 10 years. Together, they enjoy traveling (including visiting Disney Parks around the world), dining, and playing with their dog Rigby.

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