Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Zelle logo
Personal Finance

Zelle Pilots Potential Bill Pay Feature with Truist Bank

by Kyle Burbank
The popular bank-backed peer-to-peer payment platform Zelle is now set to explore other payment options. About the Zelle-Truist Bill Pay Pilot: Today, Zelle announced a new pilot program in partnership with Truist Financial Corp. Specifically, this pilot will evaluate the usefulness of Zelle for paying bills, such as recurring credit card payments. As Zelle notes, more than $1.2 trillion was sent using the platform last year. In turn, last month,...
LendingClub is becoming Happen Bank
Personal Finance

LendingClub Announces Upcoming Rebrand to Happen Bank

by Kyle Burbank
As former peer-to-peer loan platform LendingClub continues to expand and evolve, it's now preparing for a total rebrand. About LendingClub's Transition to Happen Bank: This week, LendingClub announced its plans to take on a new name: Happen Bank. The rebrand comes six years after the FinTech became a licensed bank and discontinued its peer-to-peer lending platform. LendingClub was founded in 2006 as a tool where investors could fulfill loans for...
Monarch graph forecast with a happy family in the background
Personal Finance

Budgeting App Monarch Introduces Monarch Plus Product Tier

by Kyle Burbank
A popular budgeting and personal finance app is introducing a new service tier with additional features. About Monarch Plus: Today, Monarch announced the launch of its new premium product called Monarch Plus. This new tier is meant to provide greater financial planning tools, including forecasting and other future-centric features. With Monarch Plus, customers will be able to explore different money scenarios and paths, seeing how today's spending may affect future...
For Rent sign
Personal Finance

WalletHub Study Highlights Cities with Most Affordable Rent

by Kyle Burbank
A new study crunched the numbers to see which U.S. cities had the most — and least — affordable average rental rates. About the Affordable Rent Study: The personal finance site WalletHub recently released its latest list of the cities where rent is the most affordable. To arrive at these rankings, the site first looked at data from 182 cities across the United States. This included the 150 most populous...
Financial Education and Robinhood logo
Personal Finance

Robinhood Sets 1 Million Student Financial Education Goal

by Kyle Burbank
The investment app has announced a new initiative to encourage financial education in the classroom. About Robinhood's Financial Education Goal: This week (on Tax Day, incidentally), Robinhood revealed its pledge to reach one million people with classroom-based financial education programs by 2023. The announcement was made at the second annual Financial Education Summit in Washington D.C. According to the company, it plans to reach a range of people from grade...
Let's Talk About Money by Terry Gaspard book cover
Personal Finance

"Let's Talk About Money: Low-Conflict Conversations for Couples" Book Review

by Kyle Burbank
Every so often, I realize how blessed I am to have a spouse I see (basically) eye to eye on financially. Unfortunately, not everyone is so lucky. Enter the new book Let's Talk About Money: Low-Conflict Conversations for Couples by Terry Gaspard MSW, LICSW, released earlier this year. I had a chance to check out Let's Talk About Money in audiobook form, which is apparently an Audible exclusive. If you,...
Pipe logo
Personal Finance

Embedded Finance Platform Pipe Raises $16 Million

by Kyle Burbank
A FinTech offering embedded financial solutions built for small businesses has raised a new round of funding. About Pipe's Funding Round: Recently, Pipe revealed that it raised another $16 million. The unspecified venture round was led by Fin Capital and MaC Venture Capital. Notably, Fin Capital also led the FinTech's seed round back in 2020. According to Pipe, this is the company's first equity raise since 2024, when it relaunched...
holding a phone with the Experian app
Personal Finance

Experian Expands "No Ding Decline" Program to Personal Loans

by Kyle Burbank
One of the big three credit bureaus is giving consumers a way to shop for loans without the threat of a decline impacting their credit score. About Experian No Ding Decline for Personal Loans: This week, Experian announced that it was rolling out its No Ding Decline promise to personal loan products. Now, customers can get matched with loans and browse offers that fit their needs. Then, when it's time...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...