Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Global FinTech Funding Reaches High in 2018

It seems that every year over the past several has been dubbed "The Year of FinTech" by someone — and often times for good reason. However, if you were considering bestowing such a title to 2018, you'd have one big stat on your side. As Business Insider reports it proved to be a banner year for FinTech funding worldwide, likely besting the past three. Although figures for the full year...

U.S. Stock Markets Close Worst Year in a Decade

The U.S. stock markets managed to end the year with a rollercoaster run, leading to a winter flurry of headlines. Following the worst Christmas Eve trading session ever — that resulted in the Dow Jones Industrial Average losing more than 650 points and brought the S&P 500 into a bear market — the post-Christmas trading day brought a largest single-day point gain in history. Since then stocks have continued to...

Money at 30: Understanding Robinhood's "Checking & Savings" Debacle

It was a mere few weeks ago that I woke up to discover that the investment app Robinhood was introducing a Checking & Savings product that promised to pay account holders 3% interest. Being an active Robinhood user (and having reviewed the app previously), I jumped at the chance to sign up and even managed to snag a spot in top 100,000. Moreover, the more I looked into proposed offerings,...

Money at 30: My First Airbnb Experience

At 32 years old, I may seem young and hip (ha) but there have been a few trends and technologies that have emerged in recent years that I've been a bit behind on. For example my first Uber ride didn't arrive until 2015 while my first ever Airbnb didn't occur until this past weekend. What's more, I wasn't even the one who booked the Airbnb so I'm still missing that...

A Guide to Understanding Your Retirement Account Options

These days, retirement is proving to a massive topic. Between consistent talk and speculation about the future of Social Security to the fact that we as humans tend to be living longer now, there have been many efforts to make individuals aware of how they should be preparing for retirement. While you may know the basics — such as start early and save as much as you can — you...

Money at 30: So You're Thinking of Starting a Podcast

Who, at some point in their life, hasn't dreamed of what it would be like to have their own radio show? While such aspirations seemed next to impossible years ago, the world of podcasting has blown the doors wide open. In many ways, the opportunities that podcasting provide can be far greater than radio ever could as you can potentially reach a huge audience while speaking on a specific topic. Given...

Money at 30: How I'm Preparing for an Extended Trip

Starting tomorrow, my wife and I will be embarked on a trip that will last for upwards of two weeks. While I'm in Orlando, attending the FinCon expo and hanging out at Walt Disney World, she'll be off in Paris, France to cover events at Disneyland Paris. Eventually we'll get to reunite just ahead of our fifth wedding anniversary and enjoy a few days together in the city where we...

Money at 30: 4 Restaurant Reward Programs I Actually Make Use Of

Remember the days when you'd walk into your local sub shop and, upon checkout, they'd offer you a punch card to keep track of your purchases and earn rewards? Well, those days are gone... sort of. While the concept still exists at many businesses, they've mostly been digitized. Still, the results are largely the same: you make a purchase or two and proceed to forget about your account and never...
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Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
Fioney Top 10 Must-Read Personal Finance Articles Septemeber 2024

Top 10 Personal Finance Articles of the Month — September 2024

Welcome to Fioney's look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers. To start things off this month, we'll look at some articles...