Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Jack Dorsey

Square's Cash App Reportedly Looking to Offer Stock Trading

Among many small business owners and patrons, Square is known for their point of sale interface and — before that — their card readers that allowed smartphones to become cash registers. While those are still cored products, the company has frequently expanded into other areas of FinTech. This includes their peer to peer payments app known as Cash. Now it looks like Square will expand the scope of Cash by...
bull and a bear

Dow, S&P 500 Rebound to Near Record Highs

For investors, August 2019 proved to be a roller coaster of a month. Following several erratic swings, both the Dow Jones Industrial Average and S&P 500 closed down from where they began on August 1, making for the second-worst month so far this year. With history suggesting that September is typically the worst month for stocks, hopes weren't too high when the month began but, nearly two weeks later, key...
Dwolla + Currencycloud

Dwolla Partners with Currencycloud to Enable International Payments

These days entrepreneurs are no longer limited to their own geographic regions. Instead the Internet makes it possible to sell to customers around the world. At the same time these transactions can be complicated due to differing currencies and payment platforms. That's why two FinTechs — Dwolla and Currencycloud — have announced a new partnership that will hopefully help change that. The cooperation between Dwolla and Currencycloud will make it...
3 candle

Money at 30: Celebrating Three Years Since My "Financial Awakening"

This past week, I attended my second FinCon. If you're not familiar, this annual event is where "money and media meet." In other words, it's a conference for personal finance bloggers, advisors, brands, and others to come together. Whether I'm discussing my site, YouTube channel, or other projects, one of the first questions I'm asked is, "How long have you been doing that for?" And typically, I don't have an...
a retired couple walking on the beach

WalletHub Ranks Best and Worst Retirement Cities for 2019

What's the best place for retirees to live after they hang up their hat? WalletHub has a few ideas. Previously the personal finance site has ranked the top states for retirees but now a new study looks specifically at the best and worst retirement cities. To determine their rankings, WalletHub considered four main factors for each city: affordability, activities, quality of life, and health care. In terms of affordability, adjusted...
Stripe Capital logo

FinTech Giant Stripe Launches Stripe Capital

For years Stripe has been one of the largest names in FinTech. With a valuation of $22.5 billion, the payments company is more than a unicorn — it's a behemoth. However that doesn't mean it's done growing yet. This week the company announced it was expanding into small business lending with the launch of Stripe Capital. One of the biggest benefits Stripe is pushing with the lending options is speed....
ADP National Employment August 2019

ADP Report Shows 195,000 Payrolls Added in August

Although fears of a recession have been in discussion for the better part of a year or more, that talk has heated up in recent weeks. From trade wars to inverted curves, there have been reasons to worry, leading The New York Federal Reserve to peg the chances that a recession hits in the next 12 months at 39% (according to CNBC). At the same time, as a new report...
SoFi Crypto Trading app screenshot

SoFi Invest Adds Support For Crypto Trading

To the surprise of just about no one, the cryptocurrency ride continues to be a bit wild in 2019. Just this week or so the price of Bitcoin managed to fall below the important $10,000 level only to rebound a few days later. Nevertheless the growing popularity of crypto has various companies looking to make Bitcoin and others easier for everyday people to purchase and sell.  In that vein, today...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...