Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

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FinTech's Personal Loan Market Share Has Doubled Since 2015

Ever since the Great Recession, peer to peer lenders and other FinTech alternatives have emerged to offer consumers personal loans. While such startups have gained notoriety in certain circles, it's fair to say that few have become household names. Nevertheless it seems that these types of lenders are growing significantly. According to a new report from Experian, FinTech lenders have doubled their share of the personal loan market in just...
airport

Money at 30: Tools for Saving Money (and Time) When Traveling Overseas

When you think of the terms "international travel" and "money" together, what comes to mind? I assume that most people would say "expensive" as seeing the world can come at a high cost. At the same time there are some ways you can save money on your trip and several tools to help you do so. Over the past few years, my wife and I have had to good fortune...
Blast app screenshots

Blast to Debut "Game-Based Savings" App for iOS at TwitchCon

These days there seems to be some big money in gaming. From Twitch streamers who can monetize with ads and sponsorships to tournaments where victors can take home massive purses, there are plenty of gamers who dream of hitting it rich. Unfortunately the majority will never reach such heights. However, with the app Blast, they can at least start using their gaming prowess to save money. Blast is an automated...
Amazon logo

Amazon Bringing Cash Payment Option to the U.S.

Since launching in the mid-90s, Amazon has grown from a novel online bookselling startup into one of the largest retailers in the world. However, while online shopping has become the preference for many who value convenience, one problem is that most e-commerce sites require customers to use a credit or debit card to pay for their goods. In response, Amazon is introducing a new program that will make it easier...
two female fintech founders

Barclays, Anthemis to Create Female Innovators Lab for FinTechs

Among the many things that Silicon Valley is often criticized for is that many successful startups are seen as "boy's clubs." In many cases this same label extends to FinTech firms as well. Now Barclays and Anthemis are teaming up in an attempt to change that. This week the two companies announced that they would be co-launching a studio for female entrepreneurs in the world of FinTech. The Female Innovators...
Capital One Walmart Rewards Mastercard

Walmart Launching Co-Branded Credit Card with Capital One

Bentonville-based retailer Walmart is refreshing their credit card offerings, upping the rewards to put an emphasis on online shopping and mobile payments. This week the company announced a partnership with Capital One to create the Capital One Walmart Rewards Mastercard while also releasing a store card dubbed the Walmart Rewards Card.  These new offerings will replace the current cards Walmart has with Synchrony, with the retailer advising that cardholders will...
Young, Fun & Financially Free - Leanna Haakons

Money at 30: "Young, Fun & Financially Free" Book Review

Personal finance often gets a bad rap. Despite dozens if not hundreds of bloggers insisting that, no, budgeting doesn't mean depriving yourself of all non-essential spending, there's no question that this is still the impression most people get. Enter another expert here to insist that you can indeed lead a fulfilling life not in spite of financial responsibility but because of it. In Young, Fun & Financially Free: Live the...
Libra coins

France and Germany Move to Block Facebook's Libra

When Facebook first unveiled official plans for the cryptocurrency Libra, there was certainly excitement from some circles. Unfortunately regulators haven't been quite as thrilled, with many jurisdictions sharing their concerns and questions. Now two European countries are taking things one step further, announcing that they'll move to block the digital asset altogether. According to Reuters, both France and Germany have agreed to ban Libra. In a statement from the two...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...