Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

  • Number of U.S. Bank Branches Declining Overall, But Not Everywhere

    Number of U.S. Bank Branches Declining Overall, But Not Everywhere

    Between the increasing functionality of mobile banking apps and the onslaught of FinTech challenger banks entering the space, it should be no surprise that the number of brick and mortar bank branch locations in the United States has declined significantly in the past several years. What may be surprising, however, is that this isn’t the…

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  • IRS Increases Standard Deduction, Tax Bracket Incomes for 2020

    IRS Increases Standard Deduction, Tax Bracket Incomes for 2020

    Everyone knows that tax season doesn’t really get underway until at least February as citizens scramble to complete their returns before April. However, with the end of the calendar year just ahead, the Internal Revenue Services — better known by the simple initials IRS — is already talking taxes. This week the agency officially revealed…

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  • Survey Shows Several Deferred Interest Misconceptions

    Survey Shows Several Deferred Interest Misconceptions

    While the infamous “Black Friday” that officially kicks off the holiday shopping season may still be a few weeks away, many consumers are already making their lists and checking them twice. During this process, buyers might come across special “0% interest” offers, seemingly allowing them to finance big-ticket items without paying extra. However, as a…

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  • Deserve Announces $50 Million Round Led by Goldman Sachs

    Deserve Announces $50 Million Round Led by Goldman Sachs

    Another FinTech (or FinTech-adjacent) firm has just announced a big fundraising round. As TechCrunch reports Goldman Sachs is leading a $50 million Series C for Deserve. Also joining the round are previous investors Sallie Mae, Aspect Ventures, Mission Holdings, Pelion Venture Partners, and Accel. Although Deserve’s co-founder and CEO Kalpesh Kapadia stated that this latest…

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  • Venmo Announces Rewards Program for Debit Cardholders

    Venmo Announces Rewards Program for Debit Cardholders

    In just the past couple of years, the number of FinTechs offering their own debit card products has exploded. Thus it only makes sense that these companies would want to find new and creative ways to incentivize use of these various cards. That seems to be the playbook popular peer-to-peer payments app Venmo is following,…

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  • WalletHub Highlights “Scary” Financial Survey Results

    WalletHub Highlights “Scary” Financial Survey Results

    If you were awakened by a few bumps in the night, it may have been the sound of the Federal Reserve dropping interest rates again — or it could just be that today is Halloween. Although the holiday is often associated with such terrifying sights as zombies, ghouls, and goblins, such fictional beings are no…

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  • Grocery Chain Reverses Swipe Fee-Related Visa Card Ban

    Grocery Chain Reverses Swipe Fee-Related Visa Card Ban

    After months of turning away Visa cards at their Foods Co. and Smith’s locations in several states, the chains’ parent company Kroger has announced that Visa will once again be accepted at all of its stores. Although a spokesperson for the company confirmed the news to Business Insider, they declined to comment on the reason…

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  • Credit Karma Debuts High-Yield Savings Product

    Credit Karma Debuts High-Yield Savings Product

    If you’ve ever wanted to check your credit score for free online, there’s a great chance you’ve encountered Credit Karma. Started in 2007, the site has not only become a leader in the space but has also grown into one of the largest FinTech operations in the U.S. with a valuation of more than $4…

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