Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.
Personal Finance
Personal Finance
Visa Expands Fast Track Program for FinTechs to the U.S.
When it comes to FinTech startups, speed is everything. That's why so many firms are focused on hitting the ground running, gaining as many users as possible and catching the attention of VCs to help boost them to the next level. With that in mind, after launching in Europe, Africa, Asia Pacific, Latin America, and the Middle East, Visa has announced that their Fast Track program is coming to the United States....
Personal Finance
Why Focus Groups Can Be a Great Way to Make Extra Cash
You may have heard that taking online surveys can be a legitimate way to make a few dollars. Although that's true, the payout you get from many of these surveys is pretty minuscule. However, in some cases, these surveys can lead to something larger and more lucrative: focus groups. Unlike surveys that might only pay you a few cents, participating in focus groups and other market research studies can sometimes...
Personal Finance
IRS Reportedly Cracking Down on Unreported Crypto Income
Following the big Bitcoin boom of 2017, April 2018 saw several reminders that cryptocurrency gains needed to be reported on tax filings. Of course by that time the price of Bitcoin was about half of what it was just a few months before. Nevertheless it seems that the IRS is still intent on getting crypto owners to comply — and now, according to the Wall Street Journal, they're cracking down...
Personal Finance
Q2 2019 Sets Record for $100 Million+ FinTech Fundings
Over the past few months, it seems as though several FinTechs have managed to close impressive funding rounds. From FinFit's $7 million Series B last month to Affirm's whopping $300 million Series F back in April, observers could probably guess that's it's been a fairly good month for these startups. Now a new study from CB Insights shows that has been the case overall, although there are some sore spots...
Personal Finance
Mortgage Refinances Soar as Interest Rates Fall
Homeowners looking to decrease their monthly mortgage payments by refinancing at a lower interest rate may be in luck. However it seems the secret is already out. As CNN Business reports the number of homeowners refinancing their mortgages has boomed as the average mortgage rate reaches multi-year lows. According to the Mortgage Bankers Association, the average current interest rate on a 30-year fixed-rate mortgage of $484,000 is 3.93%. This marks...
Personal Finance
5 Personal Finance Numbers You Should Know (And Tools for Tracking Them)
If you've ever watched an episode of Shark Tank, you've probably heard at least one of the show's panelist tell the on-the-spot entrepreneurs that they need to know their numbers. As they explain, these figures can often tell you a lot about the health of a business and knowing them is an important first step in improving them. Not surprisingly, this lesson can apply to everyday personal finance as well. While...
Personal Finance
