Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

tax forms

Majority of Americans Still Prefer Tax Refunds Despite Drawbacks

As the 2020 tax deadline nears, the volume of tax prep commercials is steadily increasing. In many of these ads, the service advises that their customers see the largest refunds. However the irony of such spots is that, according to some experts, large refunds are actually not ideal as they essentially amount to giving the federal government a free loan. Nevertheless a new survey conducted by the personal finance magazine...
Visa and Astra logos

FinTech Startup Astra Joins Visa's Fast Track Program

For FinTech startups, speed is the name of the game. As we've seen time and time again, it's important for these firms to acquire customers as quickly as possible, with venture capital often helping fuel their race against the clock. That's where the Visa Fast Track program comes in, making it easier for apps and tools to utilize the company's infrastructure. The latest FinTech to come aboard the Visa Fast...
Money Patrol home page screenshot

Money at 30: Money Patrol Review

These days there's certainly no shortage of tools that can help you build and stick to a budget, monitor your investments, and otherwise keep a better hold on your finances. The latest of these services to come to my attention is Money Patrol. Like Personal Capital and Mint before it, Money Patrol is an aggregator that not only puts all of your money data in one place but also helps...
Bitcoin IRA dashboard

Bitcoin IRA Reaches $400 Million in Crypto Transactions

A company facilitating the ability to invest in cryptocurrencies via a retirement account has just reached a monetary milestone. Launched in 2016, Bitcoin IRA announced this week that it had surpassed $400 million in cryptocurrency transactions. The accomplishment also comes a year after their 24-hour-a-day self-trading crypto platform launched. News of this milestone follows what was a successful 2019 that found Bitcoin IRA expanding its offerings. Perhaps most notably, in October...
LendUp logo

FinTech Lender LendUp Hits $2 Billion in Loans

It seems that, every few months or so, another survey shows that the majority of Americans would be unable to cover an unexpected expense of a few hundred dollars or more. As a result, despite the best efforts of regulators, so-called "payday loans" continue to be a popular albeit expensive choice for consumers. That's where the FinTech lender LendUp comes in, offering an option for quickly-funded short-term loans meant to...
cliffside vacation spot

Digital Bank Bask Launches, Offering Airline Miles Instead of Interest

These days there are dozens of digital banks, sometimes referred to as "challenger banks." While these branch-less offerings often bear benefits that make them more attractive than traditional banks, even the best among them fail to truly break the mold. Now one online saving account is trying something a bit different and looking to appeal to aspirating travelers in the process. Texas Capital Bank has announced the launch of its...
a couple lounging on a couch

Money at 30: How to Pay Rent Using a Credit Card

Over the past few months, I've found myself spending (a concerning amount of) time on forums such as Reddit reading about credit cards and how people are using them to their advantage. As I've done so, one question I keep seeing come up again and again is "can you pay your rent with a credit card?" Well, as it turns out, the answer may be "yes" — although there are...
Teller co-founders

Banking API Startup Teller Raises $4 Million

While it's clear that Teller's team is feisty and hungry for a shot to complete with Plaid, the head start the latter has enjoyed will certainly be a major factor.
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...