Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Venmo Cash a Check

Venmo Introduces "Cash a Check" Feature to Select Customers

One of the ironies of FinTech in recent years has been that, while startups have managed to disrupt the banking and payments spaces by doing things differently, they've also found success in adopting established mediums and making them a part of their platforms. For example, the past several months have seen a rash of FinTech debit card options hit the market. Now, the popular peer to peer payment app Venmo...
"Buy the Avocado Toast" by Stephanie Bousley

Money at 30: "Buy the Avocado Toast" Book Review

There sure are a lot of stereotypes about Millennials, aren't there? Nevermind the fact that most media outlets don't seem to know what even constitutes a "Millennial," my generation has often been regarded as lazy and entitled, with other baseless assertions being peppered in over time. One of the more recent (yet still played out) additions to the list of Millennial tropes is that we all blow our money on...
Oxygen logo and apps

FinTech Banking Platform Oxygen Announces $17 Million Funding Round

After what seemed to be a fairly successful year in the world of FinTech (all things considered), new deals are already rolling in. This week, Oxygen announced that it had raised $17 million in funding. The Series A was led by Runa Capital with participation from such firms as Inventures, S7V, 1984.vc, EFG Hermes, and Rucker Park. Additionally, individual investors including Deutsche Bank's Frank Strauss, Plaid's William Hockey, Teachable's Ankur Nagpal,...
IRS logo

Second Round of Stimulus Payments Now Being Sent Out

More than eight months after the first round of stimulus checks started being sent to many Americans as part of the CARES Act, more payments are now on their way. In a press release, the Internal Revenue Service and Treasury Department announced that directly deposited funds would begin arriving as early as last night and would continue throughout the week. Additionally, paper checks will begin to be mailed starting today....
Home LIstings For Sale Graph

Active Home Listings Reach Record Low as 2020 Nears an End

Just as the United States economy proved to be a bit of a roller coaster in 2020, the housing market saw similar shakeups and interesting trends. Now, with the year coming to a close, we can see just how wild things were. Additionally, even as cold weather takes over, the market for homes appears to be quite hot. According to the latest data from Redfin, active home listings fell to...
collage of top 5 fintech apps for 2021

Money at 30: Top 5 Personal Finance Apps and Tools to Watch in 2021

Each year, I end up reviewing/re-reviewing plenty of different FinTech apps and tools. Along the way, in the back of my mind, I'm keeping track of which of these offerings I'll feature on my best-of list for the new year. Now the time has come for such a list — although I'm instating a bit of a twist this time around. For my 2021 list, I decided to not only...
woman celebrating new year's resolutions

Majority of Americans Have Money-Minded New Year's Resolutions

With 2020 coming to an end, people around the world are now looking to what changes they'll strive to make starting on January 1st. According to a recent survey conducted by OnePoll and commissioned by Slickdeals discovered that 73% of Americans have New Year's Resolutions for 2021 that involve matters of money. What's more, respondents said they wanted to sock away an average of $327 per month during the new...
Ripple logo

SEC Files Lawsuit Against Ripple

Despite all the negativity that 2020 had to offer, cryptocurrencies have actually enjoyed a fairly successful year all things considered. Case in point: Bitcoin is currently trading for more than $23,000 after finally breaking through the much-eyed $20k mark earlier this month. However, one token may be in for a dramatic end to 2020 (and start to 2021) as Ripple is now the target of a Securities and Exchange Commission...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...