Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

The Path - Peter Mallouk with Tony Robbins
Personal Finance

Money at 30: "The Path" Book Review

by Kyle Burbank
When I was a kid, I distinctly remember listening to non-fiction self-help-ish audiobooks as my dad drove us to karate class, the zoo, or wherever else. Alongside the likes of Zig Ziglar was Tony Robbins — a gruff-voiced guru coach who'd talk not only about motivation but also money. Cut to 25 years later and, as I scroll Audible, I see that Tony has a new book out with co-author...
Square logo and Credit Karma tax prep
Personal Finance

Credit Karma Reportedly in Talks to Sell Tax Prep Platform to Square

by Fioney Staff
Earlier this year, Intuit announced plans to purchase the personal finance tool Credit Karma for a whopping $7.1 billion. Of course, with Intuit perhaps being best known for its TurboTax software, one major question about the proposed purchase was what would become of Credit Karma's free Credit Karma Tax service? Now reports suggest that that the company could be seeking to offload the platform onto a fellow FinTech: Square. Initially...
US map and piggy bank
Personal Finance

WalletHub Highlights Most Financially Distressed Cities Amid Pandemic

by Fioney Staff
There's no doubt that the COVID-19 pandemic has affected every American and billions of other people around the world. That said, the economic impacts that have been a side effect of the outbreak have been felt more in certain American cities. That's why the personal finance site WalletHub recently compiled a list of the most financially distressed locations amid the pandemic. To arrange the list WalletHub looked at the 100...
tax returns
Personal Finance

IRS Announces 2021 Tax Brackets, Saver's Credit Eligibility Limits

by Fioney Staff
At long last, the end of 2020 is now in sight. Ahead of 2021's arrival, this week the Internal Revenue Service revealed a number of changes that will impact the 2021 tax year. This includes making inflation adjustment to key parts of the tax code including marginal tax rate brackets, the standard deduction, IRA contribution deduction eligibility limits, and more. First up, the new year will bring modest adjustments to...
Fion money app
Personal Finance

Money at 30: Fion Review

by Kyle Burbank
Believe it or not, one of my favorite places to discover new personal finance tools recently has been Instagram. It seems that every couple of weeks or so I'll come across an ad on the platform that lets me know about a new app, card, or other tools. In fact, that's exactly how I came to learn about Fion — an account aggregator that strives to deliver "effortless personal finance."...
Acorns app - job finder section
Personal Finance

Acorns App Launches Job Finder Powered By ZipRecruiter

by Fioney Staff
Those seeking a side hustle, additional part-time job, or new career now have another resource for finding available positions. This week, the micro-investing app Acorns unveiled a new job finder tool, with listings powered by ZipRecruiter. To find this feature, users will first want to navigate to the "Earn more money" section (formerly "Found Money") and then tap the "Earn from a new job" banner near the top of the...
calculating FICO score
Personal Finance

Average FICO Score Climbed to New Record High in July

by Fioney Staff
Believe it or not, credit scores are now at the highest level they've ever been. This week, FICO revealed that the average credit score in the United States reached 711 as of July. The new average is five points higher than what was seen one year ago and three points higher than in April of this year. Looking further back, it's an impressive gain from when the average first broke...
Robinhood logo
Personal Finance

Hack Affects "Almost 2,000" Robinhood Accounts

by Fioney Staff
It seems that the uber-popular trading app Robinhood has run into more issues. According to a report from Bloomberg, a hack left nearly 2,000 Robinhood accounts compromised. In some cases, those accessing the accounts sold off assets being held and transferred the funds. While Robinhood didn't offer many details on their findings, they state that "a limited number" of customers were impacted. Currently, the trading app has more than 13...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...