Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Bitcoin Rewards Platform Lolli Raises $5 Million From VCs, Celebrities

With Bitcoin continuing to show strength (despite a few ebbs this week), another startup in the crypto space has announced a new round of investment. This week, the Bitcoin rewards platform Lolli announced that it had secured $5 million in funding. The "pre-Series A" round included participation from firms Seven Seven Six and Night Media. Additionally, celebrities including Casey Neistat, Philip DeFranco, and many other individuals participated alongside sports hero...
Robinhood logo

Robinhood Files Paperwork for Planned Initial Public Offering

One of the largest, most popular, and often controversial FinTechs is apparently getting ready to go public. This week, Robinhood announced that it had confidentially submitted a draft registration statement on Form S-1 with the Securities and Exchange Commission (SEC). While this filing confirms the company's eventual plans for an initial public offering, the SEC will need to complete a review process first. In turn, the number of shares to...
holding the Bella Loves Me Debit Card

Money at 30: 3 Debit Cards I Actually Use (and Why)

If you asked me 10 years ago whether debit cards or credit cards were better, I would have definitely said the former. After a bad brush with credit in my early 20s, I was a debit-only guy until I got married. Then, once realizing that my credit had since rebounded beautifully, I also discovered the value that rewards credit cards can offer. Thus, for 90-something percent of my purchases, I'm...
Revolut debit card

Revolut Applies for U.S. Bank Charter

Another FinTech app has announced that it's looking to become a bank. As TechCrunch reports, London-based Revolut has filed a draft application with the California Department of Financial Protection and Innovation as well as the Federal Deposit Insurance Corporation (FDIC). If granted, the charter would allow Revolut to offer a greater number of financial services on its own. Currently, Revolut partners with Metropolitan Commercial Bank for its U.S. debit products...

What is WalletHub? A Look at the Free Credit Monitoring Service

WalletHub is another free credit-monitoring site similar to CreditSesame and Credit Karma. However, while WalletHub does include a number of comparable data points to those competing sites, it also offers a wealth of information and helpful tools that make it stand out from the pack. In Kyle's review he'll take a closer look at WalletHub and how it stacks up in the credit-monitoring space.
Republic crowdfunding logo

Equity Crowdfunding Platform Republic Announces $36 Million Round

Equity crowdfunding platform Republic has just announced that it's raised $36 million in its latest funding round. The Series A was led by Galaxy Interactive while Tribe Capital, Motley Fool Ventures, and Broadhaven Ventures also participated. With the new round, Republic has now raised more than $70 million since its founding in 2016. Republic's platform allows both accredited and retail customers to invest in startups, cryptocurrency, real estate, and videos. On the site, investors can...
Clarity Money app

Clarity Money Review

Overall I'd say that, if you really want an app to help you track your spending and stay on top of your budget, Clarity Money likely won't have everything you're looking for (perhaps try Mint instead or in addition). However, as a banking hub and a daily financial feed, the app excels and sets itself apart from other personal finance apps on the market.
tax returns

IRS Reportedly Planning to Postpone Tax Filing Deadline

Last year, as COVID-19 infections began to rise in the United States just as tax season was in full swing, the Internal Revenue Service (IRS) announced that it would be delaying the tax filing deadline. In that case, the agency ultimately moved the filing and payment date to July 15th, 2020. Now, it looks as though the IRS might make a similar move for 2021, potentially pushing the filing date...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...