Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Revolut debit card
Personal Finance

Revolut Applies for U.S. Bank Charter

by Fioney Staff
Another FinTech app has announced that it's looking to become a bank. As TechCrunch reports, London-based Revolut has filed a draft application with the California Department of Financial Protection and Innovation as well as the Federal Deposit Insurance Corporation (FDIC). If granted, the charter would allow Revolut to offer a greater number of financial services on its own. Currently, Revolut partners with Metropolitan Commercial Bank for its U.S. debit products...
Personal Finance

What is WalletHub? A Look at the Free Credit Monitoring Service

by Kyle Burbank
WalletHub is another free credit-monitoring site similar to CreditSesame and Credit Karma. However, while WalletHub does include a number of comparable data points to those competing sites, it also offers a wealth of information and helpful tools that make it stand out from the pack. In Kyle's review he'll take a closer look at WalletHub and how it stacks up in the credit-monitoring space.
Republic crowdfunding logo
Personal Finance

Equity Crowdfunding Platform Republic Announces $36 Million Round

by Fioney Staff
Equity crowdfunding platform Republic has just announced that it's raised $36 million in its latest funding round. The Series A was led by Galaxy Interactive while Tribe Capital, Motley Fool Ventures, and Broadhaven Ventures also participated. With the new round, Republic has now raised more than $70 million since its founding in 2016. Republic's platform allows both accredited and retail customers to invest in startups, cryptocurrency, real estate, and videos. On the site, investors can...
Clarity Money app
Personal Finance

Clarity Money Review

by Kyle Burbank
Overall I'd say that, if you really want an app to help you track your spending and stay on top of your budget, Clarity Money likely won't have everything you're looking for (perhaps try Mint instead or in addition). However, as a banking hub and a daily financial feed, the app excels and sets itself apart from other personal finance apps on the market.
tax returns
Personal Finance

IRS Reportedly Planning to Postpone Tax Filing Deadline

by Fioney Staff
Last year, as COVID-19 infections began to rise in the United States just as tax season was in full swing, the Internal Revenue Service (IRS) announced that it would be delaying the tax filing deadline. In that case, the agency ultimately moved the filing and payment date to July 15th, 2020. Now, it looks as though the IRS might make a similar move for 2021, potentially pushing the filing date...
Public stock trading app
Personal Finance

Money at 30: Public Stock Trading App Review

by Kyle Burbank
If you're in the market for an affordable and easy-to-use brokerage account, you're certainly not alone. Thanks in part to unique market conditions as well as the recent "Gamestonk" phenomenon (including the Robinhood fallout from the event), there seems to be a new level of excitement surrounding FinTech trading apps. This gave me the perfect excuse to revisit Public; a free trading app I've had installed on my phone for...
Eco app
Personal Finance

Eco Raises $26 Million in Latest Investment Round

by Fioney Staff
With cryptocurrencies and blockchain continuing their march into the mainstream, venture capitalists are taking notice of startups utilizing these technologies in new and interesting ways. Recent weeks and months have brought a flurry of investments to their firms. The latest in this line is Eco, which has just revealed an eight-figure funding round. This week, Eco announced that it had raised $25 million in its latest funding round. The Series...
Piles of US Dollars
Personal Finance

IRS Opens "Get My Payment" Tool for 2021 Economic Impact Checks

by Fioney Staff
With another round of Economic Impact Payments now going out to many Americans, the Internal Revenue Service (IRS) has updated its Get My Payment tool. According to the IRS, payments authorized by the American Rescue Plan Act began reaching individuals as early as March 12th, with an official payment date set for March 17th. This tool will provide individuals with the expected payment date, inform them that they're eligible but...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...