Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.









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Credit Strong Review
When I walked into FinCon 2018, I had never heard of the concept of a credit builder loan. Thus my mind was slightly blown after I discovered Self Lender (now known as Self). Funny enough, 2019’s FinCon introduced me to another credit building loan company: Credit Strong. Like with Self, Credit Strong features a number…
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Daffy Raises $17.1 Million to Help Americans Increase Their Giving
A FinTech startup that helps enable more Americans to give is gaining some funds of its own. This week, Daffy Charitable announced that it had raised $17.1 million. The Series A was led by Ribbit Capital with participation from XYZ Capital and Coinbase Ventures. Additionally, more than 50 angel investors participated, including Reid Hoffman, Aaron…
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Instacart Review — Is it Worth it?
Saturday mornings used to be simple. With my wife working late on Friday nights, we’d usually get up at a leisurely hour, make some coffee, and maybe go stroll the mall or see a movie. But, on one particular Saturday, I woke up thinking, “I need groceries… but I also don’t want to go get…
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Money at 30: One Year Later – Was Our Apartment Upgrade Worth it?
A few years back, I penned a post about one of the downsides of rent, which is that upgrading is likely not a one-time expense and will impact you on a monthly basis in perpetuity. Despite these hesitations, one year ago, we signed a lease for a new apartment that cost about 50% more than…
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American Express Debuts Rewards Checking Account
American Express is expanding its offerings, launching its first all-digital consumer checking account. Dubbed Amex Rewards Checking, the new account is now accepting applicants. Despite being a checking account, American Express will offer customers 0.5% APY on funds held in their account. As for other features, accountholders will have access to more than 37,000 fee-free…
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Budget Airlines Spirit and Frontier Plan Merger
Over the years, the airline industry has seen several mergers and acquisitions, leading to a current “Big Four” domestic airlines. At the same time, various challengers with different business plans have given flyers a variety of options. In particular, airlines such as Frontier and Spirit have cornered the budget market by unbundling the flying experience…
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U.S. Economy Adds 467,000 Jobs in January, December Revised Upward
Today, the Bureau of Labor Statistics (BLS) released its January jobs, which included some major surprises. First, the latest report shows that the economy added 467,000 jobs during the month. This far exceeded the 150,000 economists had projected — with some even bracing for a negative number — due to the impacts of the Omicron…
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SoFi Officially Acquires Golden Pacific Bancorp, Becomes SoFi Bank
Whether you’re a FinTech observer or an everyday American, you’ve probably heard the name “SoFi” a lot lately. For the latter group, that’s likely because this year’s Super Bowl is set to be held at SoFi Stadium in Los Angeles. Yet, outside of that high-profile naming rights deal, the startup has continued to make headlines…



