Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.
Personal Finance
Equifax Plans to Add BNPL Data to Credit Reports Next Year
by Fioney Staff
Over the past several months, "buy now, pay later" services have seen a surge of interest from consumers and financial entities alike. These services often allow shoppers to buy the items upfront while paying off the purchase in four installments, with on-time payments resulting in no interest fees paid. Now, with the use of these platforms on the rise, credit bureaus are looking for ways to incorporate these loan plans...
Personal Finance
Chase Survey Shows Digital Banking Continuing to Grow
by Fioney Staff
For years, digital banking has been on the rise. Of course, the pandemic of the past year and a half has only served to accelerate this trend. Now, a new survey from Chase shows how consumers are not only using banking sites and apps along with digital payment services but may also be starting to use these outlets for other financial transactions as well. Headlining the survey results was the...
Personal Finance
Your Year-End Financial Checklist — And Tools That Can Help You Complete It
by Fioney Staff
Thankfully, 2021 is finally coming to an end. It’s certainly been another challenging year for many, but now it’s time to look forward. As we do so, you may be wondering about some ways that you can start off 2022 on the right financial foot. If so, there are a few tasks you should strive to complete before the ball drops on 2021. With that in mind here’s a short...
Personal Finance
H&R Block Files Trademark Infringement Suit Against Block, Inc.
by Fioney Staff
Earlier this month, the former Square, Inc. announced that it would be changing its name to Block, Inc. In their press release, the company stated that the move was intended to give the Square small business seller platform back its name as the rest of the organization continues to diversify its efforts. Additionally, they noted that the name "has many associated meanings for the company — building blocks, neighborhood blocks...
Personal Finance
10 Banks That Partner with FinTechs
by Kyle Burbank
Over the past several years, one of the biggest trends in FinTech has been startups introducing their own spins on savings and checking accounts. Not only do many of these offerings boast fewer fees than their traditional counterparts and oftentimes better features but many also have their own niches — whether that be focusing on the needs of younger consumers, speaking to environmental concerns, or even embracing cryptocurrencies. Of course,...
Personal Finance
QuickBooks Rebrands Banking Account as QuickBooks Checking
by Fioney Staff
QuickBooks is giving its small business banking account a new name. What was previously named QuickBooks Cash will now be known as QuickBooks Checking. With QuickBooks Checking, business owners can take advantage of several digital banking services. These include the ability to earn 1% APY, use a physical or virtual debit card, utilize bill pay, and more. The account also features Instant Deposit — which enables deposits to post within...
Personal Finance
Money at 30: 4 Ways I'm Preparing for the End of My Financial Year
by Kyle Burbank
2021 is really racing towards the exit, isn't it? While it was another not-so-great year overall, it still went by super quickly in my mind. So, as we cautiously hope for better in 2022, I'm using these last few days of the year to reflect on my finances and make a couple of fixes. How so? Here are a few things I'm doing to put a cap on my financial...