Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

  • Cash App Adding Lightning Network Support for Bitcoin Payments

    Cash App Adding Lightning Network Support for Bitcoin Payments

    Following an eventful 2021 (and a recent price crash), Bitcoin is looking to have a big year in 2022. Specifically, while many in the public see the crypto asset as a speculative investment play, a greater number of companies are working to make Bitcoin payments a more common reality. Among them is Block, Inc. (formerly…

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  • FinTech Funding Grows 169% in 2021 to Reach New Record

    FinTech Funding Grows 169% in 2021 to Reach New Record

    Anyone paying attention to the FinTech field throughout 2021 could probably guess that it was a record-breaking year. Sure enough, new figures from CB Insights confirm that to be the case. According to the latest State Of Venture report, FinTechs raised a combined total of $131.5 billion in 2021. That marks a 169% increase over…

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  • Neobank Current Introduces 4% APY Feature for Savings

    Neobank Current Introduces 4% APY Feature for Savings

    In recent years, savings account holders have likely seen the interest they earn from their funds fall tremendously. This decline has even been true among many FinTechs that have typically offered better rates than the big banks. However, one neobank is now rolling out a new feature that will allow customers to earn interest that’s…

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  • FinTech Prosper Introduces Credit-Building Card

    FinTech Prosper Introduces Credit-Building Card

    For years, FinTechs have been disrupting the credit industry. From websites like Credit Karma making it easier for consumers to understand their credit reports to various platforms looking beyond credit scores and utilizing alternative algorithms to determine creditworthiness, there are now several credit-building opportunities available to Americans that weren’t there previously. Now, the marketplace lending…

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  • Wells Fargo Announces Account Changes to Help Limit Overdraft Fees

    Wells Fargo Announces Account Changes to Help Limit Overdraft Fees

    Despite some changes over the years, overdraft fees continue to be an expensive plague on American consumers. However, little by little, institutions have been making some changes. The latest in this trend is Wells Fargo, which recently announced some upcoming adjustments to its policies. The first change coming down the pike is that customers enrolled…

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  • Lending Marketplace Acorn Finance Raises $8.4 Million

    Lending Marketplace Acorn Finance Raises $8.4 Million

    As the new year gets underway, another FinTech is celebrating by raising money. This week, Acorn Finance (not to be confused with micro-investment app Acorns) announced that it had closed an $8.4 million round. The Series A was led by MassMutual Ventures. Previous investors Vestigo Ventures, Accomplice, and MetaProp also participated along with Moderne Ventures. To…

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  • U.S. Economy Adds 199,000 Jobs in December 2021

    U.S. Economy Adds 199,000 Jobs in December 2021

    When the ball dropped on 2021, the United States found itself holding a bit of a mixed bag. While there was reason to be optimistic and believe that 2022 will be better than its predecessor overall, a new twist in the pandemic threw a wrench in the plans of many. Now, a look at the…

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  • FinTech Leaders Share How Startups are Growing Financial Equity

    FinTech Leaders Share How Startups are Growing Financial Equity

    This week, CES 2022 kicked off in Las Vegas — carrying on despite a number of companies canceling their plans and the expo itself cutting a day from its schedule. Of course, given the state of the world, there’s also a strong digital aspect to this year’s event, allowing attendees to stream some of the…

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