Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Star Wars - Disney merchandise

Money at 30: The Exclusivity Trap

If you're reading this article shortly after it's posted, there's a good chance that I am currently on Disney's Star Wars: Galactic Starcruiser. In case you missed my previous post on the matter, this is a pricey experience — and one that can get even more costly if you let it. Once onboard, while things such as food, beverages (minus alcohol) and, later, park tickets are included with your room...
Jeeves app and desktop screenshots

Jeeves, A FinTech Startup for Startups, Raises $180 Million

Following a record-breaking 2021, FinTech continues to show strength so far in 2022. Continuing that trend, a startup that offers banking-as-a-service products to other startups has closed a new megaround. Last week, Jeeves announced that it had closed an oversubscribed $180 million round. The Series C was led by Tencent along with participation from GIC, Stanford University, Andreessen Horowitz, CRV, Silicon Valley Bank, Clocktower Ventures, Urban Innovation Fund, and others. Impressively, this...
SoFi Invest logo

SoFi Debuts Auto Crypto Purchase Option for Direct Deposit Customers

Despite some turbulent times, cryptocurrencies remain a popular topic and investment. In turn, the FinTech leader SoFi has announced a new feature that will allow customers to automatically invest in crypto when they receive direct deposit funds. With the new feature, SoFi Invest customers who also use the recently-launched SoFi Checking & Savings will be able to select a portion of each paycheck to be used to purchase crypto assets....
Schwab Sterter Kit

Money at 30: Charles Schwab Investing Starter Kit Overview

These days, there is no shortage of easy-to-use brokerage accounts that consumers can turn to when they're ready to begin investing. From SoFi to Public and, of course, Robinhood, these fee-free accounts have revolutionized the industry in ways both good and bad, leaving traditional brokerage accounts to evolve as well. One such firm that's seen a number of changes in recent years is Charles Schwab, which has attempted to bring...
Robinhood Cash Card

Robinhood Announces Cash Card, Replaces Cash Management Offering

More than two years after Robinhood officially launched its Cash Management account, the popular investment app is set to replace it with a new offering. Today, the company announced the impending debut of the Robinhood Cash Card. With the new card, users will be able to earn rewards and automatically grow their investment portfolio while making everyday debit purchases. According to a blog post on the company's site, the Robinhood...
PolcyGenius Founders

Insurtech Giant Policygenius Closes $125 Million Round

As the FinTech sector has expanded over the years, new subsections of the space have grown as well. Among them is the "insurtech" field, which not only features startups offering traditional insurance products via new means but also features other businesses looking to improve the insurance-buying process through aggregation. One of the largest names in the latter category is Policygenius. Now, continuing to show its dominance, the platform has raised...
Bella Loves Me logo

Bella Loves Me (Bella) Review

What first made me interested in Bella was its concept that emphasized random acts of kindness between its members. So, how does this work in practice? Let's take a look at some of the basics of Bella as well as my experience so far.
Varo debit cards

Varo Bank Expands Its Cashback Program "Perks"

These days, there are plenty of ways for shoppers to save money. From digital coupons to price comparison tools, buying online definitely has its advantages. On top of that, in recent years, cashback marketplaces have become increasingly common, allowing consumers to earn a percentage of their purchase back as a rebate just for using specific links or using a particular card in-store. That was also the basic idea behind the...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...