Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

"Stacked" by Joe Saul-Sehy and Emily Guy Birken

Money at 30: "Stacked" Audiobook Review

When I come across a new personal finance book to review, it's almost like Christmas to me. Funny enough, the book Stacked: Your Super-Serious Guide to Modern Money Management by authors Joe Saul-Sehy and Emily Guy Birken actually was released around Christmas of last year, yet somehow only hit my radar last week. So, in a bid to make up for lost time, I downloaded the book from Audible this...
inflation

Survey: 64% of Credit Users Cite Inflation Among Top Money Concerns

Overall inflation in the United States continues to reach multi-decade highs. In fact, in March 2022, the Labor Department's Consumer Price Index recorded an 8.5% year-over-year increase, marking the largest annual gain since December 1981. As a result, consumers are feeling the pinch as prices on the goods they buy increase. Now, a survey of more than 1,200 credit card customers found that many are not only worried about the...
Ando debit cards

Neobank Ando Announces Launch of "Change that Counts" Feature

In celebration of this year's Earth Day (which took place on April 22nd), a growing FinTech unveiled its latest plan to help consumers combat climate change. Last week, Ando formally announced the launch of its Change that Counts feature. Now, customers can elect to round-up their purchases to the nearest dollar, with the change going toward the planting of one tree. For example, a purchase of $4.27 would be rounded...

Digit Saving App Review

Everyone knows that they should strive to save money and break the cycle of living paycheck to paycheck... but that's always far easier said than done. Most of the reason for this is strictly financial but a part of it can actually be mental as well. Sometimes looking at your checking balance might lead you to believe that you simply can't afford to be setting aside anything. Enter Digit and...
Revolut app and globe

Revolut Partnering with Cross River to Offer Personal Loans

Fresh from a massive funding round, Cross River Bank is continuing its FinTech rise, announcing a new partnership with the neobanking app Revolut. As a result, the popular platform will be rolling out a new feature that will allow users to apply for personal loans. Revolut customers will be able to check current loan rates with no impact to their credit. These loans will apparently have no late fees, origination...
tax paperwork

Money at 30: Lessons I Learned from This Tax Season

It's now been several years since I've been on my own as far as tax preparation goes. Once upon a time, my father — who was a CPA in another life — would navigate me through the process, ask me about potential deductions I might qualify for, and eventually print off a stack of paper for me to sign and mail in. However, around the time that I started being...
view of a timeshare property

Earn Passive Income By Renting Your Timeshare

Depending on who you ask, timeshares are a great way to save on vacation or a money trap that’ll end up costing you. Despite some of the negative connotations some of these arrangements carry, the popularity of timeshares continues. In fact some properties have evolved their models, making them more flexible and allowing owners to get the most use out of them. Still, what do you do if you still...
Wagestream app

Wagestream Announces $175 Million Investment Round

A FinTech platform aimed at helping workers improve their financial health has raised a significant investment for itself. This week, Wagestream announced it had raised a total of $175 million as part of its latest funding round. The Series C includes a $60 million equity component led by Smash Capital — a U.S.-based firm that counts Epic Games, Reddit, and DuckDuckGo among its prior investments. BlackRock, Balderton Capital, Northzone, and...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...