Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Peak Money app screenshots

Peak Money App Review

With a new year now upon us, you can bet that many Americans are looking to make changes to their money habits. Specifically, now more than ever, people are realizing the importance of setting money aside in savings. Luckily, there are now a variety of apps that can help them do that — including one I recently discovered called Peak Money. Having used Peak Money for the past couple of...
WeWoreWhat Visa Card

Money at 30: WeWoreWhat, Rewards Cards, and Creator Loyalty Potential

It was only a few weeks ago that I wrote about how one of the steps I take in crafting my various financial app reviews is to scour Instagram for new offerings. Well, earlier this week, that strategy paid off but in a different way than normal. Rather than coming across an ad for a new offering, I saw a post from one of my favorite YouTubers Amanda Golka (AKA...
4 Crypto Coins

Robinhood Adds Support for Four New Crypto Assets Including SHIB

At long last, Robinhood is bringing more cryptocurrency options to its platform. Today, the app announced that, for the first time in years, it was adding support for new crypto assets. Now, customers can buy and sell Compound (COMP), Polygon (MATIC), Solana (SOL), and Shiba Inu (SHIB). These assets join previously supported coins including Bitcoin, Ethereum, Dogecoin, Litecoin, Bitcoin Cash, and more. Of the four newly-added assets, Shiba Inu is...
FinTech image

FinTech Funding Hits $28.8 Billion in Q1 2022

Following a record-breaking 2021, FinTech has seemingly continued that hot streak into the new year. Now, that hunch is being backed up by new data that shows a blockbuster first quarter for the sector. According to the latest report from CB Insights, startups in the financial technologies sector closed a combined total of $28.8 billion in deals last quarter. Although that's below the totals of quarters two, three, and four...
Fidel founders

FinTech Startup Fidel API Raises $65 Million

What's sure to be another hot year for FinTech continued this week as a company that powers cashback platforms and other services revealed an impressive investment. Today, Fidel API announced that it had closed a $65 million funding round. The Series B was led by Bain Capital Ventures while NYCA Partners, QED Investors, and others also participated. To date, the startup raised a total of $88 million, including an $18...
fanning out money

Money at 30: Life-Changing Money

The term "life-changing money" is one that gets used fairly frequently but has only recently caused me to perk up my ears. It occurs to me that, perhaps, the expression is limiting in its scope. Oftentimes, the phrase is used on game shows when contestants win five or maybe even six figures in prize money. Ironically, while the celebrities they may be playing with are used to seeing such sums...
credit cards in a wallet

Survey: Nearly Two-Thirds Believe Credit Card Balance Myth

Thanks to the Internet and the advent of many free FinTech tools, these days, there are many resources for consumers to turn to when it comes to credit education. In fact, these services seem to be having an impact as average FICO scores continue to reach new highs. Despite this, there are still plenty of mistakes and misconceptions out there. Recently, a survey of more than 1,000 Americans conducted by...
Bilt Mastercard

Bilt Mastercard Now Available to All as Wells Fargo Joins as Issuer

These days, several credit cards emphasize rewards in a variety of spending categories. However, one of the largest expenses that Americans face on a monthly basis has largely been left out of the credit card rewards conversation: rent. That's why, last year, Bilt Rewards was launched as a way for consumers to earn rewards on rent, including the introduction of a credit card that didn't penalize rent payments with fees...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...