Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

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Real Estate Crowdfunding Platform Groundfloor Raises $18 Million

A peer-to-peer real estate loan investment platform has just raised a significant amount of money to fuel its growth. Groundfloor has announced an $18 million mixed funding round. This figure actually includes three separate elements. First, the platform raised $5.8 million in equity from Medipower. Additionally, $7.2 million was raised via an equity crowdfunding campaign on SeedInvest, which drew interest from more than 3,600 individuals. Finally, another $5 million was raised through...
Spiral Banking illustration

Spiral Review — Charity Giving and Digital Banking Meet

One of my favorite things about covering the state of FinTech is that there are so many fresh takes on what a digital banking account can be. That was definitely the case with Bella Loves Me, which focuses on random acts of kindness between users. The same can also be said of the app Spiral, which combines neobank features with a charity giving platform. So, how does Spiral execute on...
Klarna credit card

Klarna Opens Waiting List for Klarna Card to U.S. Customers

Over the past few years, "buy now, pay later" (BNPL) services have gained popularity as an alternative to credit cards. Yet, one BNPL FinTech is set to launch its own credit card. Klarna has announced the impending arrival of the Klarna Card in the United States from issuer WebBank. When cardholders use the Klana Card, their purchases will automatically enroll in the platform's "Pay in 4" program — which follows...
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BlockFi Agrees to Pay $100 Million to Settle SEC, Individual State Suits

For years, regulators have grappled with how to handle new technologies. This has been especially true when it comes to cryptocurrencies. Now, the crypto firm BlockFi has made headlines after reaching a settlement with the Securities and Exchange Commission, as well as with several state regulators. The SEC has charged BlockFi with failing to register its crypto lending product, as well as with violating registration provisions as outlined in the...
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A Look at Turo and How You Can Make Money With Your Car

As someone who works at home and has a spouse who does the same, there are plenty of times when our car sits lonely outside of our apartment. Sure we’ve been known to take the occasional road trip and, of course, have errands to run, but there have been times when I’ve wondered if we would be better off renting our car out when we weren’t using it. I had...
Credit Strong logo

Credit Strong Review

When I walked into FinCon 2018, I had never heard of the concept of a credit builder loan. Thus my mind was slightly blown after I discovered Self Lender (now known as Self). Funny enough, 2019’s FinCon introduced me to another credit building loan company: Credit Strong. Like with Self, Credit Strong features a number of loan options to meet the needs of different individuals. What’s more, the company also...
Daddy Save-Invest-Give App

Daffy Raises $17.1 Million to Help Americans Increase Their Giving

A FinTech startup that helps enable more Americans to give is gaining some funds of its own. This week, Daffy Charitable announced that it had raised $17.1 million. The Series A was led by Ribbit Capital with participation from XYZ Capital and Coinbase Ventures. Additionally, more than 50 angel investors participated, including Reid Hoffman, Aaron Levie, Amy Chang, Dylan Field, John Lilly, and Mike Schroepfer among others. With the newly-raised...
Instacart shopper app

Instacart Review — Is it Worth it?

Saturday mornings used to be simple. With my wife working late on Friday nights, we’d usually get up at a leisurely hour, make some coffee, and maybe go stroll the mall or see a movie. But, on one particular Saturday, I woke up thinking, “I need groceries… but I also don’t want to go get them.” This was soon followed by another thought: Instacart. I was definitely late to the...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...