Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Harvest app

DeFi Analytics Platform Treehouse Financial Raises $18 Million

As decentralized finance (DeFi) grows in popularity, the number of consumers looking to get involved has grown considerably. Of course, that can require a bit of a learning curve. In turn, FinTechs that make the space more approachable have not only found success with customers but also investors. Such is the case with Treehouse Financial, which just announced its latest funding round. This week, Treehouse announced that it had raised...
Stellar logo

Credit-Building Platform Stellar Raises $7 Million Seed Round

Thanks to the current FinTech landscape, there are now several ways of establishing credit. This includes options such as credit-builder loans, debit cards that act as secured credit cards, and even regular credit cards and loans that utilize alternative decision-making methods. Now, a startup with yet another idea on how to help consumers improve their finances has garnered a significant investment. This week, Stellar announced that it had raised $7...
Stilt app

Stilt Raises $114 Million, Launches "Credit-as-a-Service" Platform Onbo

When looking at the FinTech industry, a recurring theme is the idea of bringing financial services to those who have traditionally been without such offerings. This includes making banking, investing, and lending products more accessible overall. Now, a startup with a focus on these very goals is raising money towards its efforts, while also rolling out a new platform that will expand its reach. This week, Stilt announced that it...
inflation

Inflation Reached 7.9% in February, Highest YOY Increase in 40 Years

American consumers who feel as though they're spending more and getting less these days aren't alone. In recent months, inflation has been a significant concern as prices on everyday items have steadily risen. Indeed, a new report shows inflation on the rise once again — and there are reasons to fear that things could climb even more. Today, the Bureau of Labor Statistics released its latest report, showing that the...

Debt Consolidation: Is it a Good Deal?

Is your credit card debt continuing to haunt you? Ready to pay it off once and for all? Consolidating your debt could be the first big step toward achieving that goal. According to the Federal Reserve Bank of New York, U.S. consumer credit card debt totaled $800 billion in 2021 — and that was before the current crisis that has hit many Americans financially. Add in the fact that credit...
Lime rider

Aspiration Partners with Lime to Support Tree Planting with Every Ride

Those looking to zip around cities on an electric scooter will soon have a chance to make an even larger positive environmental impact thanks to a popular FinTech. Today, the neobank Aspiration announced a partnership with shared electric vehicle company Lime that will see the two companies working together to fight climate change. Now, those renting Lime vehicles will have the opportunity to fund the planting of a tree with...
My Money My Way - Kumiko Love book cover

Money at 30: "My Money My Way" Audiobook Review

This past week, I had the chance to do a bit of international traveling. So, with a pair of 8-ish hour flights occupying my week, what better way to pass the time than listening to another recently-released personal finance audiobook? My choice this time around comes from Kumiko Love — AKA "The Budget Mom" — who released My Money My Way: Taking Back Control of Your Financial Life last month....
pumping gas

U.S. Average Gas Prices Hit Record High Amid War in Ukraine

On February 24th, Russia invaded the neighboring country of Ukraine. In response, nations around the globe have announced sanctions against Russia, with private companies also announcing they were pulling out of the nation. However, one industry that's heavily involved in the region is oil. Thus, as a result of the conflict, the price per barrel of oil has risen sharply. In turn, Americans are now seeing record high gas prices....
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...