Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.
Personal Finance
Spiral Review — Charity Giving and Digital Banking Meet
by Kyle Burbank
One of my favorite things about covering the state of FinTech is that there are so many fresh takes on what a digital banking account can be. That was definitely the case with Bella Loves Me, which focuses on random acts of kindness between users. The same can also be said of the app Spiral, which combines neobank features with a charity giving platform. So, how does Spiral execute on...
Personal Finance
Klarna Opens Waiting List for Klarna Card to U.S. Customers
by Fioney Staff
Over the past few years, "buy now, pay later" (BNPL) services have gained popularity as an alternative to credit cards. Yet, one BNPL FinTech is set to launch its own credit card. Klarna has announced the impending arrival of the Klarna Card in the United States from issuer WebBank. When cardholders use the Klana Card, their purchases will automatically enroll in the platform's "Pay in 4" program — which follows...
Personal Finance
BlockFi Agrees to Pay $100 Million to Settle SEC, Individual State Suits
by Fioney Staff
For years, regulators have grappled with how to handle new technologies. This has been especially true when it comes to cryptocurrencies. Now, the crypto firm BlockFi has made headlines after reaching a settlement with the Securities and Exchange Commission, as well as with several state regulators. The SEC has charged BlockFi with failing to register its crypto lending product, as well as with violating registration provisions as outlined in the...
Personal Finance
A Look at Turo and How You Can Make Money With Your Car
by Kyle Burbank
As someone who works at home and has a spouse who does the same, there are plenty of times when our car sits lonely outside of our apartment. Sure we’ve been known to take the occasional road trip and, of course, have errands to run, but there have been times when I’ve wondered if we would be better off renting our car out when we weren’t using it. I had...
Personal Finance
Credit Strong Review
by Kyle Burbank
When I walked into FinCon 2018, I had never heard of the concept of a credit builder loan. Thus my mind was slightly blown after I discovered Self Lender (now known as Self). Funny enough, 2019’s FinCon introduced me to another credit building loan company: Credit Strong. Like with Self, Credit Strong features a number of loan options to meet the needs of different individuals. What’s more, the company also...
Personal Finance
Daffy Raises $17.1 Million to Help Americans Increase Their Giving
by Fioney Staff
A FinTech startup that helps enable more Americans to give is gaining some funds of its own. This week, Daffy Charitable announced that it had raised $17.1 million. The Series A was led by Ribbit Capital with participation from XYZ Capital and Coinbase Ventures. Additionally, more than 50 angel investors participated, including Reid Hoffman, Aaron Levie, Amy Chang, Dylan Field, John Lilly, and Mike Schroepfer among others. With the newly-raised...
Personal Finance
Instacart Review — Is it Worth it?
by Kyle Burbank
Saturday mornings used to be simple. With my wife working late on Friday nights, we’d usually get up at a leisurely hour, make some coffee, and maybe go stroll the mall or see a movie. But, on one particular Saturday, I woke up thinking, “I need groceries… but I also don’t want to go get them.” This was soon followed by another thought: Instacart. I was definitely late to the...