Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Digit Saving App Review

Everyone knows that they should strive to save money and break the cycle of living paycheck to paycheck... but that's always far easier said than done. Most of the reason for this is strictly financial but a part of it can actually be mental as well. Sometimes looking at your checking balance might lead you to believe that you simply can't afford to be setting aside anything. Enter Digit and...
Revolut app and globe

Revolut Partnering with Cross River to Offer Personal Loans

Fresh from a massive funding round, Cross River Bank is continuing its FinTech rise, announcing a new partnership with the neobanking app Revolut. As a result, the popular platform will be rolling out a new feature that will allow users to apply for personal loans. Revolut customers will be able to check current loan rates with no impact to their credit. These loans will apparently have no late fees, origination...
tax paperwork

Money at 30: Lessons I Learned from This Tax Season

It's now been several years since I've been on my own as far as tax preparation goes. Once upon a time, my father — who was a CPA in another life — would navigate me through the process, ask me about potential deductions I might qualify for, and eventually print off a stack of paper for me to sign and mail in. However, around the time that I started being...
view of a timeshare property

Earn Passive Income By Renting Your Timeshare

Depending on who you ask, timeshares are a great way to save on vacation or a money trap that’ll end up costing you. Despite some of the negative connotations some of these arrangements carry, the popularity of timeshares continues. In fact some properties have evolved their models, making them more flexible and allowing owners to get the most use out of them. Still, what do you do if you still...
Wagestream app

Wagestream Announces $175 Million Investment Round

A FinTech platform aimed at helping workers improve their financial health has raised a significant investment for itself. This week, Wagestream announced it had raised a total of $175 million as part of its latest funding round. The Series C includes a $60 million equity component led by Smash Capital — a U.S.-based firm that counts Epic Games, Reddit, and DuckDuckGo among its prior investments. BlackRock, Balderton Capital, Northzone, and...
Peak Money app screenshots

Peak Money App Review

With a new year now upon us, you can bet that many Americans are looking to make changes to their money habits. Specifically, now more than ever, people are realizing the importance of setting money aside in savings. Luckily, there are now a variety of apps that can help them do that — including one I recently discovered called Peak Money. Having used Peak Money for the past couple of...
WeWoreWhat Visa Card

Money at 30: WeWoreWhat, Rewards Cards, and Creator Loyalty Potential

It was only a few weeks ago that I wrote about how one of the steps I take in crafting my various financial app reviews is to scour Instagram for new offerings. Well, earlier this week, that strategy paid off but in a different way than normal. Rather than coming across an ad for a new offering, I saw a post from one of my favorite YouTubers Amanda Golka (AKA...
4 Crypto Coins

Robinhood Adds Support for Four New Crypto Assets Including SHIB

At long last, Robinhood is bringing more cryptocurrency options to its platform. Today, the app announced that, for the first time in years, it was adding support for new crypto assets. Now, customers can buy and sell Compound (COMP), Polygon (MATIC), Solana (SOL), and Shiba Inu (SHIB). These assets join previously supported coins including Bitcoin, Ethereum, Dogecoin, Litecoin, Bitcoin Cash, and more. Of the four newly-added assets, Shiba Inu is...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...