Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Wirex app

Crypto-Backed Card Wirex Celebrates Milestone in U.S. Registrations

It looks as though Wirex is taking a victory lap after a successful entry into the United States market. Today, the platform announced that 150,000 people have registered for the crypto app since it launched in the U.S. a mere six weeks ago. This figure adds to the more than 5 million users Wirex already has across Europe and Asia. Wirex's U.S. app allows users to trade and hold 37...

Tips and Tools for Rebuilding Your Credit

Everyone makes mistakes. Sometimes these mistakes can be forgiven but, in other cases, the repercussions of these missteps can be long-lasting. Sadly, when it comes to credit, sometimes small mess-ups can mean years of poor scores — but it doesn't have to last forever. If you've made some credit mistakes in your past and are looking to improve your scores ahead of buying a home, vehicle, etc., there are a...

FinTech Credit Card Platform Deserve Secures $250 Million Credit Facility

With the market for specialized rewards credit cards growing, one popular platform has closed a new deal to help fuel it into the future. This week, Deserve revealed that it had secured a $250 million credit facility from Goldman Sachs, Cross River, and Waterfall Asset Management. Previously, the company raised a $50 million Series D equity round in 2021 as well as a $50 million Series C in 2019. Goldman...
FloatMe app

Money at 30: FloatMe App Review

Over the years, there have definitely been times when I really could have used a few extra dollars in my bank account before payday arrived. Lacking options, my younger days were filled with overdraft fees that only made my financial situation worse. Luckily, these days, there are a growing number of tools that consumers can use to not only avoid these dreaded overdraft fees but also hopefully avoid pricey payday...

Study: Average Worker Spends $8,467 on Commuting Costs Each Year

How much time per year do you spend driving to or from work? On top of that, how much does commuting cost you on an annual basis? If you're like the majority of workers, the answer could be as much as hundreds of hours and thousands of dollars, as a new study highlights. According to data compiled by Clever — using figures from the  U.S. Bureau of Labor Statistics, the...

Canadian FinTech Neo Raises $185 Million at Unicorn Valuation

One of Canada's fastest-growing FinTech players is celebrating another milestone. This week, Neo Financial announced that it had closed a $185 million round. The Series C was led by Valar Ventures with participation from Tribe Capital, Altos Ventures, Maple VC, Blank Ventures, Gaingels, and Knollwood Investment Advisor. Notably, the round was raised at a valuation of over $1 billion, securing Neo's "unicorn" status (at least in Canadian dollars). To date,...

Robinhood Rolling Out Stock Lending Feature

Robinhood users who want to potentially get some extra return from their investment holdings may soon have the opportunity to do just that. This week, the app announced the launch of a new Stock Lending feature. According to a blog post on the company's site, this option will allow investors to earn passive income by lending out their holdings. When users opt into the program, Robinhood will match up lenders...
illustration of shopping on an app

Money at 30: What Are You Waiting For with Your Credit Card Rewards?

Over the past few years, I've written a lot about credit cards, with an emphasis on the rewards and benefits they can offer. Yet, while I've continually tried to improve how efficiently I'm earning points and cashback, it occurs to me that I haven't actually spent many of these rewards (aside from using some for a hotel reservation I later canceled and trying out Chase's Pay Yourself Back program). Flash...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...