Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
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Personal Finance
Personal Finance
Apple Officially Announces "Apple Pay Later" BNPL Service
Apple may not be a traditional FinTech, but once again it's about to expand its financial technology bonafides. After previously launching its own mobile wallet, credit card, and more, the company is now set to enter the "Buy Now, Pay Later" (BNPL) market. At this year's Worldwide Developer's Conference, Apple unveiled its upcoming feature Apple Pay Later. Like many other BNPL options, Apple Pay Later will allow customers to make...
Personal Finance
Building Credit By Including Your Rent Payment History
Every month, millions of Americans pay their rent in full and on time — and shouldn’t that count for something? Instead, with while credit reports and scores often factor in payments made on loans, credit cards, etc., rent payments are typically excluded. However, that is starting to change. This is actually an issue that now Vice President and then-presidential candidate Kamala Harris brought to light during her 2020 campaign. Citing...
Personal Finance
U.S. Economy Adds 390,000 Jobs in May 2022
In early 2020, the United States economy lost more than 22 million jobs. Now, just over two years later, the deficit has been chipped down to fewer than one million jobs. This milestone comes as the economy faces new headwinds, yet continues to see job gains. According to the latest Bureau of Labor Statistics report, the United States economy added 390,000 jobs during the month of May. Despite amounting to...
Personal Finance
Gemini Founders Declare "Crypto Winter," Announce Staff Downsizing
Recent weeks have not been kind to the cryptocurrency market. With Bitcoin trading at around $30,000 per coin, its value is about half of record highs. Similarly, prices for other assets have tumbled as well. In turn, several companies in the crypto space have reported lower earnings. Now, Gemini founders Cameron and Tyler Winklevoss have announced staff layoffs amid what they're called a "crypto winter." In a blog post, the...
Personal Finance
Money at 30: "Part-Time for a Reason"
A couple of weeks ago, I had a chance to catch up with an old friend of mine I knew from my days in Los Angeles. Among the many topics we covered as we sat at an outdoor shopping center for the better part of three hours was her work. Detailing some of the struggles and frustrations she has with her employer in recent months, she said something that caught...
Personal Finance
Viola Credit Closes $700 Million Fund That Will Lend to FinTech Startups
A global alternative credit asset manage firm just raised a lot of money in hopes of partnering with financial startups. Viola Credit announced the closing of a $700 million fund. The fund — known as Viola Credit Alternative Lending Income Fund II — will focus on offering asset-based lending capital solutions to FinTechs, including those in the PropTech (property tech) and Insurtech spaces. Specifically, Viola plans to partner with startups in...
Personal Finance
