Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

  • Money at 30: Everplans Review

    Money at 30: Everplans Review

    As I’ve detailed many times before, I have a metric ton of bank accounts these days thanks to my duties as a FinTech reviewer. Because of this, every so often, my wife will see a new debit card come in the mail and half-jokingly ask, “So, how am I supposed to find all of these…

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  • Apple Officially Announces “Apple Pay Later” BNPL Service

    Apple Officially Announces “Apple Pay Later” BNPL Service

    Apple may not be a traditional FinTech, but once again it’s about to expand its financial technology bonafides. After previously launching its own mobile wallet, credit card, and more, the company is now set to enter the “Buy Now, Pay Later” (BNPL) market. At this year’s Worldwide Developer’s Conference, Apple unveiled its upcoming feature Apple…

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  • Building Credit By Including Your Rent Payment History

    Building Credit By Including Your Rent Payment History

    Every month, millions of Americans pay their rent in full and on time — and shouldn’t that count for something? Instead, with while credit reports and scores often factor in payments made on loans, credit cards, etc., rent payments are typically excluded. However, that is starting to change. This is actually an issue that now…

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  • U.S. Economy Adds 390,000 Jobs in May 2022

    U.S. Economy Adds 390,000 Jobs in May 2022

    In early 2020, the United States economy lost more than 22 million jobs. Now, just over two years later, the deficit has been chipped down to fewer than one million jobs. This milestone comes as the economy faces new headwinds, yet continues to see job gains. According to the latest Bureau of Labor Statistics report,…

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  • Gemini Founders Declare “Crypto Winter,” Announce Staff Downsizing

    Gemini Founders Declare “Crypto Winter,” Announce Staff Downsizing

    Recent weeks have not been kind to the cryptocurrency market. With Bitcoin trading at around $30,000 per coin, its value is about half of record highs. Similarly, prices for other assets have tumbled as well. In turn, several companies in the crypto space have reported lower earnings. Now, Gemini founders Cameron and Tyler Winklevoss have…

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  • Money at 30: “Part-Time for a Reason”

    Money at 30: “Part-Time for a Reason”

    A couple of weeks ago, I had a chance to catch up with an old friend of mine I knew from my days in Los Angeles. Among the many topics we covered as we sat at an outdoor shopping center for the better part of three hours was her work. Detailing some of the struggles…

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  • Viola Credit Closes $700 Million Fund That Will Lend to FinTech Startups

    Viola Credit Closes $700 Million Fund That Will Lend to FinTech Startups

    A global alternative credit asset manage firm just raised a lot of money in hopes of partnering with financial startups. Viola Credit announced the closing of a $700 million fund. The fund — known as Viola Credit Alternative Lending Income Fund II — will focus on offering asset-based lending capital solutions to FinTechs, including those in…

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  • Building Credit: What Consumers Need to Know and Tools to Try

    Building Credit: What Consumers Need to Know and Tools to Try

    In the United States, consumers rely on their credit scores in a number of ways. Not only can your scores come into play when applying for a loan, mortgage, or credit card but can also be a factor when setting up utilities, starting wireless phone service, and much more. Heck, your prospective employer may even…

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