Personal Finance App and Tools Reviews

Category: Product Reviews

Want to finally get a grip on your money? Fioney helps you make informed decisions about the tools, apps, and services that can improve your personal finances. From budgeting platforms and savings apps to debt payoff tools and financial planning software, our in-depth reviews break down the pros, cons, features, and real-world usability of each product.

Stay ahead of the curve with updates on new FinTech solutions and discover which products are truly worth your time and investment. At Fioney, our goal is to empower you with reliable, experience-based content so you can take control of your money with the right tools in hand.

FloatMe app

Money at 30: FloatMe App Review

Over the years, there have definitely been times when I really could have used a few extra dollars in my bank account before payday arrived. Lacking options, my younger days were filled with overdraft fees that only made my financial situation worse. Luckily, these days, there are a growing number of tools that consumers can use to not only avoid these dreaded overdraft fees but also hopefully avoid pricey payday...

Emma App Review

If you were to snatch my smartphone and scroll through my many pages of applications, you’d probably notice a bit of a trend. Among the various games and standards like YouTube, Instagram, and Timehop, you’d find several personal finance apps ranging from cashback vehicles to budgeting tools. That’s why I’m always excited to learn about new apps to review. Lucky for me, a few years ago I received an email...

Digit Saving App Review

Everyone knows that they should strive to save money and break the cycle of living paycheck to paycheck... but that's always far easier said than done. Most of the reason for this is strictly financial but a part of it can actually be mental as well. Sometimes looking at your checking balance might lead you to believe that you simply can't afford to be setting aside anything. Enter Digit and...
Peak Money app screenshots

Peak Money App Review

With a new year now upon us, you can bet that many Americans are looking to make changes to their money habits. Specifically, now more than ever, people are realizing the importance of setting money aside in savings. Luckily, there are now a variety of apps that can help them do that — including one I recently discovered called Peak Money. Having used Peak Money for the past couple of...
Bella Loves Me logo

Bella Loves Me (Bella) Review

What first made me interested in Bella was its concept that emphasized random acts of kindness between its members. So, how does this work in practice? Let's take a look at some of the basics of Bella as well as my experience so far.

Robinhood Cash Management Account Review

It’s hard to believe that it’s now been several years since the stock trading app Robinhood announced it was launching a cash management account. That offering — then dubbed Robinhood Checking & Savings — was quickly scrapped and the entire episode was a bit of an embarrassment for the company. Nevertheless, the core of the idea was later resurrected and now exists as the Robinhood Cash Management account. Speaking of...
Point Debit Card

Point Neon Debit Card Review — Worth the Fee?

UPDATE: As of September 2022, Point has discontinued the Neon debit card. Below is my review of the product just weeks before the announcement of "sunsetting" was made" A few months back, I remember seeing an ad for a debit card called Point. With the sleek site, brightly colored cards, and attractive benefits, I was definitely interested. Well, that was until I saw that there was an annual fee —...
Spiral Banking illustration

Spiral Review — Charity Giving and Digital Banking Meet

One of my favorite things about covering the state of FinTech is that there are so many fresh takes on what a digital banking account can be. That was definitely the case with Bella Loves Me, which focuses on random acts of kindness between users. The same can also be said of the app Spiral, which combines neobank features with a charity giving platform. So, how does Spiral execute on...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...