Category: Home Buying Tips

Home Buying Tips

Lessons From a First-Time Home Buyer: How an Apple Card Can Affect Your Mortgage Application

by Kyle BurbankDec 27, 2023

Buying my first home was quite an experience. For the most part, it was a positive one — yet there were moments where I was completely dumbstruck and, to quote Will Ferell, felt like I was taking crazy pills. One such moment happened as we were looking to secure pre-approval for our mortgage. As I'll share in a future installment of this series, gaining approval while being self-employed includes lots...

Home Buying Tips

Lessons From a First-Time Home Buyer: The Spam & Scams After Buying

by Kyle BurbankDec 13, 2023

In case you missed it, I recently kicked off a new "Lessons From a First-Time Home Buyer" series here on Fioney. Although I will cover major topics and share my own experience with them throughout this series, I also want to highlight some aspects of buying a home that I had never heard of before and was shocked to discover. That's exactly what I have on tap today as I...

Home Buying Tips

Lessons From a First-Time Home Buyer: The Story of How We Bought a House

by Kyle BurbankNov 29, 2023

In 2015, my wife and I moved to Springfield, Missouri. At the time, while we originally elected to rent an apartment, we figured we'd eventually be able to buy a house here thanks to the lower cost of living and easy-going housing market. Despite this, although we'd revisited the idea from time to time, it seemed that something was always standing in our way. Most recently, this included interest rates...

Home Buying Tips

So, We Bought a House: What Changed My Mind About Owning

by Kyle BurbankOct 17, 2023

As Ferris Bueller once declared, "Life moves pretty fast." A mere three weeks ago, I wrote about how my wife and I had resumed our home search after several years and were taking baby steps toward buying. Well, damn — that baby learned how to run. Recently, my wife and I ended up putting in an offer on a home, which was then accepted. As things stand now, we're scheduled...

Home Buying Tips

Resuming My (Potential) Home Buying Quest - 7 Years Later

by Kyle BurbankSep 26, 2023

Seven years ago, I wrote an article highlighting the steps we were taking as we began looking at potentially buying a home. Well, since then, we have had a few more rounds of regularly sending each other Zillow listings but haven't taken any further steps. Incidentally, just a few weeks ago, I wrote another post where I lamented that, perhaps, we had waited too long and missed our chance to...

Home Buying Tips

How to Budget for Purchasing Your First Home

by Ben MizesMar 4, 2019

So, you’ve finally made the decision. It’s time to stop throwing away money at rent every month and purchase your first home. But how do you get from paying a landlord to being an independent homeowner? If you’re like most first-time homeowners, you’re overwhelmed and stressed at the idea of purchasing a house. There are many unknowns in the process — so it’s important to start saving up in advance...