Home Buying Tips Archives - Page 4 of 6

Category: Home Buying Tips

installing a water heater

Lessons From a First-Time Home Buyer: Our First Major Repair as Homeowners

Well, it had to happen sooner or later. This week, my wife and I placed a maintenance call, with the hope that it might be a small fix — but, of course, it turned out to be a worst-case scenario. The culprit causing harm to our wallets this time? Our water heater. The good news is that, through this process, we learned a few things that I think will help...
signing a lease and getting a house key

Lessons From a First-Time Home Buyer: Should You Break Your Lease to Buy?

In a perfect world, the transition from renting to buying would be seamless — you'd find a great house to buy, close the deal, and move right into your new place. Alas, it's rarely this easy. That's because many renters are on a lease, which may heavily impact their timing when buying a home and limit their options overall. This was definitely the case for us as we still had...
woman holding her hands to her temple thinking

Lessons From a First-Time Home Buyer: Worst Time to Buy a House? There Are Always Exceptions

If you've been thinking about buying a house, looking at the news lately has likely disheartened you. As CNN reports, a recent Gallup poll found that 76% of Americans believe it's a bad time to buy — with only 21% saying it's a good time. There are several reasons for that sentiment, with the top two being the combination of high interest rates and high home prices. So, are you...
a hanging home ornament on a staircase

Lessons From a First-Time Home Buyer: The Best Parts of Homeownership So Far

Being a homeowner certainly has some pros and cons. In fact, a couple of weeks ago, I explored some of the downsides I've discovered since becoming a homeowner. With that, it's only fair that I also highlight some of the best aspects as well. Top 5 Things I'm Loving as a New Homeowner Being able to decorate Having lived in apartments for the past 20 years or so of my...
man holding a small model house

Lessons From a First-Time Home Buyer: The Worst Parts of Homeownership So Far

As you can probably imagine, making the jump from being a long-time apartment dweller to a first-time homeowner has been drastic. On the whole, the changes have been positive (which is why we chose to buy in the first place). But, of course, there are some downsides too — including some that I didn't really think about ahead of time. With that in mind, I wanted to share some of...
Leaving City Limit sign

Lessons From a First-Time Home Buyer: Living Outside City Limits

So, apparently I don't actually live in Springfield. Despite our mailing address including Springfield and part of our backyard likely falling under the city's jurisdiction, technically, we just live in Greene County, Missouri. This is something we only confirmed yesterday — although I had my suspicions before that. When we first came to tour this house, we were surprised to see a "Leaving City Limits" sign just before our street....
illustration of a hand off of a home

Lessons From a First-Time Home Buyer: The Problem with Appraisal Gaps

Amazingly, when my wife and I recently purchased our very first home, the process couldn't have gone smoother. Alas, that was not the case for our sister and brother-in-law. A day after they told us that their offer had been accepted on a house, they hit us back to say that the acceptance had since been rescinded as the owner feared an appraisal gap. Now, you may be thinking 1)...
electric lawnmower on grass

Lessons From a First-Time Home Buyer: How We Saved on Our First "Major" Purchase as Homeowners

Being a new homeowner after years of renting means that there are several items we are now in the market for that I wouldn't have even thought of before. What's more, these items are often on the pricey side, pushing them into the category of "major purchases." For example, this past week, we bought ourselves a lawnmower. Knowing that we didn't want to "cheap out" but also didn't want to...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...