Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Southwest airplane

Southwest Cards Bring Back Promotional Companion Pass Offer

Southwest is bringing a beloved benefit to its co-branded credit cards for a limited time: Companion Pass. About the offers: Currently, new Chase Southwest cardholders can earn a promotional Companion Pass as well as 30,000 bonus points after spending $4,000 in purchases on the card within the first three months. Notably, this offer is available for all three of Southwest's consumer credit cards including the $69 annual fee Rapid Rewards...
Bilt Mastercard

Is the Bilt Mastercard Worth It for Non-Renters? The Pros and Cons

When I first heard about the Bilt Mastercard, I was both intrigued and excited. That's because the card's signature feature is the ability to pay rent with the card and earn 1 point per dollar (while also avoiding any fees). Seeing as we lived in an apartment at the time, I decided to apply for the card and was thrilled to find that the platform only got better with time....
man holding a cell phone and Delta SkyMiles Reserve American Express Card

Amex, Delta Refresh SkyMiles Cards with New Benefits

American Express and Delta have announced updates for their co-branded credit cards — including higher annual fees. About the revamped cards: Starting with the Delta SkyMiles Gold American Express card, customers will now be able to take advantage of an annual $100 Delta Stays credit. This will allow them to get up to a $100 statement credit to book prepaid hotels or vacation rentals through Delta Stays. Additionally, those who...
Dillard's logo

Dillard’s to Introduce Co-Branded Credit Card with Citi, Mastercard

The department store Dillard's has announced a banking partner and payment network for its credit card portfolio. About the agreement: Dillard's has entered a new agreement with both Citi and Mastercard to provide the retailers credit card program. As a result, Citi will begin issuing the brand's cards while Mastercard will serve as the exclusive payment network. This new partnership will result in a new co-branded card as well as...

Bilt Announces February 2024 Rent Day Offers, Aeroplan Bonus

Bilt has revealed details for February 2024's Rent Day, which includes another transfer bonus along with special events for members in select cities. About the Aeropress bonus: On February 1st, 2024, Bilt members will be able to take advantage of a special bonus when transferring Bilt Points to Air Canada's Aeroplan. While points normally transfer at a rate of 1:1, members will be able to increase that to as high...
Rural King Visa Card

Rural King Introduces Updated Rewards Visa Card with 5% Back

The farm and home store Rural King is revamping its co-branded credit card with the help of a new banking partner. About the Rural King Rewards Visa: Rural King — a speciality store found across the midwest and southeastern United States — has announced the launch of the Rural King Rewards Visa. This co-branded card comes via a partnership with UMB Bank. The card replaces the Rural King Harvest Visa,...
Atlas Card

Atlas Card Announces More Details, $999 Annual Fee

A long-in-the-works premium charge card has announced details about the product. About Atlas Card: As observed by Doctor of Credit, the Atlas Card site has been updated with specifics about the card. First, the card will carry a $999 annual fee. For that cost, cardholders will receive a number of credits, rewards, and perks. One of the credits is a $189 credit for Clear Plus — which will cover the...
Lowe's rewards grid

Lowe's Launches New Loyalty Program, Rebrands Credit Card

Ahead of spring cleaning and project season, Lowe's has introduced a new loyalty rewards program along with an update to its co-branded credit card. About the new program and credit card update: This week, the popular home improvement store chain Lowe's announced MyLowe's Rewards. With this program, shoppers will be able to earn points on eligible purchases and turn those points into MyLowe's Money. Additionally, customers can enjoy other perks...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...