Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Rural King Visa Card
Credit Cards

Rural King Introduces Updated Rewards Visa Card with 5% Back

by Kyle Burbank
The farm and home store Rural King is revamping its co-branded credit card with the help of a new banking partner. About the Rural King Rewards Visa: Rural King — a speciality store found across the midwest and southeastern United States — has announced the launch of the Rural King Rewards Visa. This co-branded card comes via a partnership with UMB Bank. The card replaces the Rural King Harvest Visa,...
Atlas Card
Credit Cards

Atlas Card Announces More Details, $999 Annual Fee

by Kyle Burbank
A long-in-the-works premium charge card has announced details about the product. About Atlas Card: As observed by Doctor of Credit, the Atlas Card site has been updated with specifics about the card. First, the card will carry a $999 annual fee. For that cost, cardholders will receive a number of credits, rewards, and perks. One of the credits is a $189 credit for Clear Plus — which will cover the...
Lowe's rewards grid
Credit Cards

Lowe's Launches New Loyalty Program, Rebrands Credit Card

by Kyle Burbank
Ahead of spring cleaning and project season, Lowe's has introduced a new loyalty rewards program along with an update to its co-branded credit card. About the new program and credit card update: This week, the popular home improvement store chain Lowe's announced MyLowe's Rewards. With this program, shoppers will be able to earn points on eligible purchases and turn those points into MyLowe's Money. Additionally, customers can enjoy other perks...
collage of images matching January Bilt Rewards offers
Credit Cards

Bilt Brings Back Multiple Rent Day Offers for January 2024

by Kyle Burbank
For January of 2024, Bilt is bringing back a few of its top 2023 Rent Day offers. About the January 2024 Bilt Rent Day offerings: Bilt is kicking off 2024 with a bang as it presents its Rent Day Best of 2023. On January 1st, members can take advantage of five offers: Air France/KLM Flying Blue transfer bonus Virgin Atlantic Flying Club transfer bonus IHG One transfer bonus Amazon redemption...
Bilt Rewards tiers
Credit Cards

Bilt Revamps Loyalty Status Program for 2024

by Kyle Burbank
As the new year approaches, Bilt has announced incoming changes to its loyalty status program. About the updated status tiers and more: In 2024, Bilt members will have new ways to earn status as updated requirements go into effect. Here's what the new tiers look like: Silver: 50,000 points or $10,000 (previous: 25,000 points) Gold: 125,000 points or $25,000 (previous: 50,000 points) Platinum: 200,000 points or $50,000 (previous: 100,000 points)...
stack of credit cards
Credit Cards

My Personal Credit Card Strategy for 2024

by Kyle Burbank
Over the past seven years, I've gone from having one credit card to having more than half a dozen. In fact, as someone who regularly writes about reward cards, I'm occasionally tempted to add even more to my collection. Yet, I mostly refrain from this as I want each card in my wallet to serve a purpose. To that point, while I didn't actually add to my overall number of...
Chase Freedom Flex card
Credit Cards

Chase Announces Freedom 5% Bonus Categories for Q1 2024

by Kyle Burbank
With the new year just around the corner, Chase has announced its 5% bonus category picks for the first quarter of 2024 — including some unique selections. About the bonus categories: Starting off the first quarter bonus category selections is a favorite: grocery stores. This includes supermarkets, smaller grocery stores, and "merchants that offer a full-service grocery line of merchandise." Notably, Target and Walmart are explicitly excluded from this category...
Citizens Mastercard
Credit Cards

Citizens Rolling Out Sustainable Debit Cards with Touch Card

by Kyle Burbank
Citizens Financial Group has announced some updates and improvements to its physical debit cards. About the updated cards: In the new year, Citizens will be rolling out updated Mastercard debit and ATM cards. These newly designed cards are made of 90% recycled PVC. As a result, they will also include Mastercard's sustainable card badge. By utilizing recycled material and participating in the program, the cards will reduce energy consumption, material...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...