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Top 10 Personal Finance Articles of the Month — April 2025

by Managing EditorMay 2, 2025

Welcome to Fioney’s look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published (or updated) in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers.

We’ll start this month off by talking about investing, including some recent challenges and narratives. Next, we’ll discuss giving advice and finding happiness. Lastly, we’ll revisit the middle-class trap, get tips about booking Airbnbs, and more.

Here are our picks for the top 10 personal finance articles for April 2025.

Investing

The Things That Make You Money — Ben Carlson, A Wealth of Common Sense

During turbulent market times, investors can (understandably) start to worry. In particular, some may wonder whether they should be selling some of their assets lest they drop further. However, for those worried about the right time to sell, Ben points out that, “It’s not the things you buy and sell that make you money; it’s the things you hold.”

Don’t Buy the Dip — Chris Mamula, Can I Retire Yet?

In contrast to panicked investors looking to sell during downturns, “buy the dip” is a common refrain from those who view pullbacks as a chance to purchase stocks at a discount. While there’s some logic behind this move, it’s not perfect advice. Moreover, as Chris notes, buying the dip may not make sense for everyone depending on some key factors.

My Tariff Playbook — Lazy Man and Money

Obviously a big reason for recent stock market moves are the tariffs the United States has imposed on imported goods from several countries. But, beyond these general sell-offs and rallies, how should investors navigate this new age of American economics? This post from Lazy Man and Money offers a few ideas on that topic.

15 Questions for Scared Investors Right Now — Jesse Cramer, The Best Interest

For all of the above reasons, investors may be a bit skittish at the moment. Should they be, though? To help you determine whether your investing anxiety is justified or not, Jesse highlights 15 questions you can ask yourself.

Advice and Happiness

Resist the Urge to “Fix” Things — Derek Hagen, Meaningful Money

In conversations between friends and loved ones, it’s common to share advice. Unfortunately, in some cases, these “words of wisdom” aren’t always asked for and, in turn, can do more harm than good. Elaborating on that point, Derek shares why it’s often best to avoid trying to fix things.

Can Money Make You Happier? — Tom Greene, Wit & Wisdom

There’s no shortage of songs, films, and books that remind us that money can’t buy happiness. Yet, is that truly the case across the board? Tom examines the relationship between happiness and money further in this article.

Personal Finance Tips

The Middle Class Trap — Sean Mullaney, The FI Tax Guy

You may have recently heard about a concept called The Middle Class Trap. In fact, you might have even read about it in last month’s round-up. With the conversation on this topic just warming up, it’s Sean’s turn to dive deep into the logic and numbers behind this “trap.”

Lessons Learned After 4 Years Of Living In Airbnbs — A Purple Life

Over the past decade or so, the popularity of the Airbnb platform has exploded. Of course, this growth has also led to plenty of backlash. Nevertheless, for nomads or those who travel often, these accommodations can still be great — if you know how to navigate them. That’s where Purple comes in, offering tips for Airbnb success that she’s picked over the years.

The Ratios That Matter — Aaron, Mr. Stingy

When it comes to personal finance, there are several ratios and other numbers that are thrown around often. So, which of these actually matter? Aaron features a few such figures in this post.

The Truth About Managing Risk as a Homeowner — Kyle Burbank, Money@30

Making the move from renting to owning can be intimidating. Specifically, new homeowners may be scared by the potential for expensive repairs to pop up before they’re prepared. That basically describes Kyle’s situation — although a recent conversation an unexpected source has him thinking about things a bit differently.

Thanks for checking out our top 10 personal finance articles published last month and congratulations to all of the bloggers who made the list. To find more of these great articles on a daily basis, be sure to follow us on Twitter @fioneymoney and of course visit Fioney.com.

Author

Managing Editor

Managing Editor ~ Fioney

Toren Ajk is the founder of TAC Marketing Group, the parent company of Fioney. Toren has over 15 years of experience in the digital publishing space and has worked with a number of FinTech clients over the years, including LendingClub, Upgrade, and Able Lending, among others. He has a BA in Business/Economics from the University of California at Santa Barbara and earned Beta Gamma highest academic honors for his MBA work in Finance and Marketing at Loyola Marymount University.