Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

  • Credit Card Delinquency Rates Reach Decade High in Q4 2023

    Credit Card Delinquency Rates Reach Decade High in Q4 2023

    According to new data from the Federal Reserve Bank of Philidelphia, credit card delinquencies grew to new “series highs” in the last quarter of 2023. About the report: As Bloomberg reports, credit card delinquencies increased in the fourth quarter. In total, nearly 3.5% of consumer card balances were at least 30 days late. Furthermore, the…

    Continue reading

  • Survey: 76% of Gen Zers Reports Experiencing Financial Stress

    Survey: 76% of Gen Zers Reports Experiencing Financial Stress

    In conjunction with Financial Literacy Month, a new survey from Greenlight highlights financial stress and other money matters among those of different generations. About the survey: Greenlight recently surveyed 2,310 Americans ranging from ages 10 to 59 and asked them about their financial wellness. Specifically, the survey broke respondents into general groups, including Gen Alpha…

    Continue reading

  • Empower Financial to Acquire Petal

    Empower Financial to Acquire Petal

    The popular credit-building card company Petal is being acquired. About the deal: Empower Financial (not to be confused with Empower, which acquired Personal Capital and rebranded it to Empower Personal Dashboard) has signed a definitive agreement to acquire Petal. Details of the deal were not disclosed. However, Empower anticipates the transition to close later this…

    Continue reading

  • How to Activate a Virtual Card Number on Apple Cash

    How to Activate a Virtual Card Number on Apple Cash

    In 2017, Apple expanded its FinTech aspirations by introducing a peer-to-peer payment account called Apple Cash. With this account, users could easily send and receive payments via iMessage. What’s more, while customers could elect to transfer received funds to a linked bank account, they could also be spent directly using Apple Pay. The only problem…

    Continue reading

  • Rocket Mortgage Announces AI-Powered Tool Rocket Logic

    Rocket Mortgage Announces AI-Powered Tool Rocket Logic

    Rocket Companies has unveiled a new AI tool that it says will help makes mortgage underwriting faster and easier. About Rocket Logic: Rocket Mortgage is introducing Rocket Logic — a patented AI platform for mortgages. According to the company, Rocket Logic utilizes insights from more than 10 petabytes of proprietary data as well as 50…

    Continue reading

  • Brim Financial Raises $85 Million as It Eyes Global Expansion

    Brim Financial Raises $85 Million as It Eyes Global Expansion

    Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised…

    Continue reading

  • Lessons From a First-Time Home Buyer: Living Outside City Limits

    Lessons From a First-Time Home Buyer: Living Outside City Limits

    So, apparently I don’t actually live in Springfield. Despite our mailing address including Springfield and part of our backyard likely falling under the city’s jurisdiction, technically, we just live in Greene County, Missouri. This is something we only confirmed yesterday — although I had my suspicions before that. When we first came to tour this…

    Continue reading

  • Tally Pivots to B2B Credit Card Debt Management Product

    Tally Pivots to B2B Credit Card Debt Management Product

    Tally — an app that helps consumers pay off their credit card debt — has announced an expansion of their service and will allow partners to offer their platform. About the new offering: Tally has unveiled a new B2B white-labeled credit card debt management platform. This offering will allow banks, institutions, FinTechs, lenders, and other…

    Continue reading

Get the Latest News Delivered to Your Inbox
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again