Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Cardless logo
Personal Finance

FinTech Co-Branded Card Company Cardless Raises $30 Million

by Kyle Burbank
A co-branded credit card solution company has raised a new round of funding. About the round: This week, Cardless announced that it's raised $30 million. The round was led by Activant Capital with new and returning investors such as Mischief, Industry Ventures, Thayer Ventures, Assurant, and Amex Ventures also participating. With this latest funding, Cardless has now raised more than $90 million to date (plus a $75 million credit facility...
Quicken Lifehub screenshot
Personal Finance

Quicken Introduces Emergency Document Locker Platform LifeHub

by Kyle Burbank
Quicken has debuted a new service that will not only help individuals store all of their important documents in one place but will also help their loved ones get the info they need in the future. About LifeHub: The personal finance software company Quicken has announced its latest product: LifeHub. This new platform is designed to allow users to compile their important information so that it's backed up and easy...
Bilt logo and new home
Personal Finance

Bilt Introduces Point-Earning Opportunity on House Purchases

by Kyle Burbank
The platform that enables renters to earn rewards is now rolling out a program where those buying a home can score points. About the program: Bilt Rewards has announced a new offering where members can earn Bilt Points while purchasing a home. This feature comes via a partnership with eXp Realty. In turn, members will need to work with an eXp agent to be eligible for the offer. When members...
Robinhood Web3 logo
Personal Finance

Robinhood Crypto Relists Previously Removed Assets, Adds More

by Kyle Burbank
Robinhood Crypto has added to its list of supported assets — including bringing back some previously delisted coins. About the additions: Recently, Robinhood announced that it was adding four crypto assets to its U.S. platform. These include Solana (SOL), Cardano (ADA), XRP (XRP), and Pepe (PEPE). In total, the platform now allows users in the United States to trade 19 cryptocurrencies. Notably, Solana and Cardano were removed from Robinhood in...
Klarna logo
Personal Finance

Swedish "Buy Now, Pay Later" Platform Klarna Announces IPO

by Kyle Burbank
Klarna's plans to launch an American initial public offering have taken a major step forward. What's happening: This week, Klarna announced that it had submitted a draft Registration Statement to the Securities and Exchange Commission (SEC) relating to a proposed initial public offering. Previously, the Swedish FinTech had been rumored to be eyeing an IPO, but this latest news makes it official. However, at this time, the number of shares...
a block house with 2024
Personal Finance

Lessons From a First-Time Home Buyer: One Year as Homeowners

by Kyle Burbank
It feels absolutely crazy to say but it's now been a full year since we closed on our house. Perhaps it doesn't feel as long since we didn't actually move in until closer to Christmas — but, either way, time has flown. Before my wife and I got married, her mother said something to her about getting to know someone in all seasons. Well, now, we've come to know our...
SoFi Roboinvesting illustration
Personal Finance

SoFi Introducing Robo-Advisor with Alternative Investment Assets

by Kyle Burbank
SoFi is expanding its automated investment features with a robo-advisor platform. About SoFi Robo Investing: This week, SoFi announced a new investment offering for members. In an expansion of the company's existing Automated Investing option, the "one-stop shop" for financial services is debuting Robo Investing. Notably, this new offering will include alternative asset classes (which SoFi first introduced to its Active Investing platform in May) in addition to traditional investments....
tax returns
Personal Finance

IRS Raises 401(k) Contribution Limit for 2025 Tax Year

by Kyle Burbank
The Internal Revenue Service is revising its contribution limits for 401(k) and similar plans in 2025 — although the limits for IRAs will remain in place. About the limit changes: Recently, the IRS announced that it was changing the employee annual contribution limit for 401(ks), 403(bs), governmental 457 plans, and the federal government’s Thrift Savings Plan. For the 2025 tax year, the total employee contribution limit will be $23,500 for...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox
Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...