Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

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How to Get a Used Boat Loan

As with any big purchase, buying a used boat can be an intimidating process. Sometimes it can seem that the pain of securing the funds to get the boat takes away from the fun and entertainment having the boat will bring. If you’re feeling overwhelmed you should know that getting a used boat loan doesn’t have to be a hassle, as long as you take it one step at a...
Top 10 Must-Read Personal Finance Posts January 2023

Top 10 Personal Finance Articles of the Month — January 2023

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. To kick the year off, we'll talk about building wealth. Then, we'll take a look a pair of posts all about failing. Finally, we'll cover building a budget, travel hacking, and more. As usual, this month’s list includes a couple of Dyer News Top 10...
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Digital Banking Platform Oxygen Raises $20 Million

A FinTech neobank that serves both individuals and small business owners has revealed two major pieces of news. First, this week, Oxygen announced that it raised a $20 million round. The Series B was led "largely by return investors," although Oxygen did not specify which investors in their press release. To date, the startup has now raised a total of $45 million, including a $17 million Series A in January...
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GGV Capital Unveils Inaugural Embedded FinTech 50 List

Today, an inaugural list of 50 startups were named the top FinTech innovators. This project was spearheaded by GGV, which has a long history of investing in major FinTech firms, having participated in funding rounds for the likes of Square, SoFi, Affirm, Karat, and many more. Additionally, the list was compiled with participation from top FinTech investors, such as Ribbit Capital, Sequoia Capital, Thrive, and others. In total, 57 VC...
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Zurp Raises $5 Million for Creator Experience Rewards Credit Card

A FinTech looking to marry credit card rewards with the creator economy has just closed a fresh round of funding. This week, Zurp announced that it had raised $5 million to create a "credit card for experiences." New Form, MAGIC Fund, Launchpad VC, OVO Fund, Darling Ventures, and Animal Capital all participated in the pre-seed fund along with a number of strategic investors. Zurp is a startup looking to create...
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Money at 30: Pluto TV Review — The Pros and Cons

These days, it feels as though everyone has at least a few streaming service subscriptions. While these memberships may only be a few dollars each, those costs can add up as more services join the fray and prices rise for many. However, there is at least one service you can enjoy without paying a dime: Pluto TV. Pluto TV may not exactly be new, but I've noticed that the service...
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Insurtech Startup Coverdash Announces Seed Round

So far 2023 has failed to bring much good news for big technology firms. However, the year has seen some intriguing early-round FinTech funding deals. The latest of these comes from a New York-based insurtech firm that focuses on business coverage. This week, Coverdash announced that it had closed its seed round of funding. While the amount raised was not disclosed in the press release, Bling Capital led the oversubscribed...

Aldi Curbside Pickup Review — Is it Worth it?

Over the past few months, I've been a bit torn. While I love saving money and keeping costs down, the convenience of grocery delivery has proven too powerful for me to resist. Now one of my favorite discount grocery stores is rolling out a better option with the introduction of Aldi Curbside Pickup. Yet, the question still remains: is this option actually worth it?
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A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
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Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
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Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...