Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

woman holding an Atlas Card

Atlas Card Announces $27 Million in New Funding

A FinTech offering an invite-only charge card has raised a new round of funding for its premium product. About the funding round: Atlas Card has revealed that it has raised $27 million in financing. The Series B was led by Michael Gilroy and Gokul Rajaram's Marathon, while angel investors such as Eric Schmidt, Olaf Carlson-Wee, and Anton Levy also participated. This comes as, according to Atlas, it has surpassed $200 million in annualized spend volume for...
holding a model home and $100 bills

Lessons From a First-Time Home Buyer: Yes, Your Payments Can Still Go Up

When we decided to ditch apartment life in favor of buying a house, one of the motivating factors was that, while rents tend to rise from year to year, our mortgage wouldn't. Of course, while that's true of our fixed-rate mortgage itself, that doesn't mean that our monthly payments won't increase. In fact, as we reached our first year anniversary in this home, we're now going to have to start...
Amazon Auto with Hyundai vehicles

Amazon Launches Amazon Autos Car-Buying Platform

The online retail behemoth Amazon is now allowing customers in select cities to buy their next vehicle using the site. About Amazon Autos: This week, Amazon announced the official debut of Amazon Autos. Using the platform, customers can view, finance, and arrange pick-up for new vehicles. At launch, Amazon Autos only supports one manufacturer: Hyundai. Moreover, the platform is currently only available to those in 48 U.S. cities across 26...
collage of credit card images for Experian No Ding program

Experian Officially Introduces "No Ding Decline" Card Marketplace

Those hoping to obtain a new credit card but have concerns about their approval may be interested in a new feature from Experian. About Experian's "No Ding Decline": This week, Experian has officially launched its No Ding Decline feature. Now, customers searching for credit card products in its marketplace will see offers with this option — meaning that, if customers aren't initially approved, they won't see a hard inquiry on...
Frontier first class seats

Frontier Airlines Announces Plans to Add First Class and More

Just in time for Travel Tuesday today, a budget airline has announced some big updates are on the way. About "The New Frontier": Today, Frontier Airlines unveiled what it's calling "The New Frontier." This initiative not only includes some new offerings on board its aircraft but also some incoming perks for loyal flyers. One of the biggest reveals is that Frontier will be adding First Class seating to its fleet....
Robinhood Tax Lots screenshot

Robinhood Introduces Tax Lots Feature for Selling Assets

Robinhood is adding a new feature that will give customers greater control when it comes time to sell their shares. About Tax Lots: Today, Robinhood announced the launch of Tax Lots. With this feature, traders will be able to better manage their tax liabilities by gaining control over how their shares are sold. Using Tax Lots, customers will have more options for selling assets. For example, if a user has 100...
Deloitte Black Friday spending chart

2024 Black Friday-Cyber Monday Spending Expected to Increase

According to figures from Deloitte, consumers are expected to spend a record amount during the Black Friday-Cyber Monday period this year. By the numbers: Between November 28th and December 2nd, Americans on averagewill spend an estimated $650. Not only is this a new record but marks a 15% increase over last year's $567 average spending figure. Over the past four years, spending has now increased 62%, with 2020's average coming...
real estate agent and a happy couple

Lessons From a First-Time Home Buyer: How the Pros We Worked With Are Still Helping Us

A few months ago, I wrote about how the professionals we choose to work with when buying our home made a huge difference and made our experience a positive one. Now, one year later, I'm somewhat surprised to say that they continue to help us out on a regular basis despite the transaction that first brought us together being well behind us. So, between that milestone and with it being...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...