Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

key in a front door
Personal Finance

Lessons From a First-Time Home Buyer: How FICO's New Tool Could Benefit Mortgage Applicants

by Kyle Burbank
Applying and getting approved for a mortgage can be a lengthy process. As I learned, this is especially true if you're self-employed — but it could also be a challenge given your credit situation. On that note, FICO is apparently rolling out a new tool to mortgage lenders that will hopefully enable them to give applicants more specific advice and direction while working to provide them with more and better...
billd logo
Personal Finance

Subcontractor Financial Solution Platform Billd Raises $17.5 Million

by Kyle Burbank
A platform that focuses on the financing for subcontractors has raised a new round of funding itself. About the round: This week, Billd announced that it had raised $17.5 million in "strategic funding." The round was led by LL Funds as well as MissionOG. RJT Credit, Ulysses Management, and HighSage Ventures also participated. Previously, Billd raised a $30 million Series B in 2021 and a $60 million Series A in...
Robinhood presidential contract
Personal Finance

Robinhood Introduces Presidential Election Market Event Contracts

by Kyle Burbank
Robinhood is launching its derivatives business by allowing some users to essentially bet on the results of the 2024 presidential election. About the Presidential Election Market: Earlier this month, Robinhood revealed plans to launch index options as well as futures trading. Both of these features come from Robinhood Derivatives (RHD). Now, RHD has announced event contracts — starting with those tied to the upcoming United States Presidential Election. Starting this...
Save 10¢ a gallon
Personal Finance

Amazon Prime Introduces New Fuel Savings Perk

by Fioney Staff
Amazon's uber-popular Prime membership is gaining a new benefit — with a tease of more to come. About the new benefit: Amazon Prime users can now save 10¢ per gallon at select gas stations. Specifically, this includes BP, Amoco, and AMPM locations in the United States — of which there are approximately 7,000. According to Amazon, this new benefit is expected to save the average Prime member nearly $70 per...
Rate logo
Personal Finance

Rate Introduces AI-Powered "Rate Intelligence" Platform

by Kyle Burbank
The mortgage service Rate has announced its latest FinTech feature: Rate Intelligence. About Rate Intelligence: This week, Rate formally announced its Rate Intelligence platform. The new tool is the result of the company's partnerships with Gateless and Prajna. Additionally, Rate says it invested more than $100 million on the project between technical developments and the aforementioned strategic partnerships. The Rate Intelligence platform includes automated income and asset verification tools that...
a retired couple looking at a financial report
Personal Finance

Survey: 85% Review Card Statements for Unauthorized Charges

by Kyle Burbank
With the holiday shopping season approaching, a new survey asked consumers about their online shopping and digital security habits. About the survey findings: According to a new survey conducted by CardRates, several online shoppers are making security a priority as we head into the holiday retail season. Although 72% of respondents say that shopping online allows them to save time, 69% say they worry about fraud or identity theft when...
Obligo logo
Personal Finance

Security Deposit Solution FinTech Obligo Raises $35 Million

by Kyle Burbank
A FinTech that offers tools for landlords and renters has announced its latest funding. About the round: This week, Obligo announced a new $35 million in funding. The Series C was led by True Global Ventures and 83North while a mix of equity and debt investors also participated in the round. This list includes 10D, Entrée Capital, HighSage Ventures, MUFG Innovation Partners, and Viola Credit. To date, the company has now raised a total...
Apple Pay 10 year logo
Personal Finance

Apple Celebrates 10 Years of Apple Pay, Announces New Features

by Kyle Burbank
In honor of Apple Pay's 10th anniversary, Apple has teased some upcoming additions to the popular service. About Apple Pay's incoming features: It's now been 10 years since Apple first introduced its mobile wallet solution, Apple Pay. Since then, the offering has grown to 78 markets, 11,000 bank and network partners, and "hundreds of millions of consumers." Moreover, the platform is well-reviewed, with a recent Morning Consult poll finding that...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox
Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...