Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Mesa app and homeowners card

Homeowner Membership Platform Mesa Raises $9.2 Million

A FinTech looking to build a rewards platform for homeowners has raised new capital. About the round: This week, Mesa announced that it had raised a total of $9.2 million — including $7.2 million in equity. The seed round was led by Streamlined Ventures with participation from Starting Line, Assurant Ventures, Vera Equity, Redwood Trust Horizons, and Clocktower Ventures. Also participating were "several other firms and strategic investors." The $2 million...
man writing a flow chart on a white board

Unexpected Expenses: My Back-Up Plan Flow Chart

Picture this: you've finally managed to get your finances in order and are making progress toward your financial goals... when a large, necessary but expected expense pops up. This is something that happens to Americans every day. What's more, as all too many surveys have told us, the great majority of us have no good plans for paying off such purchases of $500 or more. Even as someone who's "good...
Albertsons store front

Synchrony Expands CareCredit with Albertsons Partnership

Synchrony is teaming up with Albertsons to increase acceptance of its healthcare credit product. About the expansion: Recently, Synchrony revealed that its CareCredit card would now be accepted at Albertsons Companies Inc. stores including Albertsons, Safeway, Vons, ACME, Shaw's, and Jewel-Osco. In total, nearly 2,200 Albertsons Companies locations will participate in this partnership. At these locations, CareCredit customers will be able to use their card to purchase pharmacy items, qualified...
Benamin app

Benjamin Acquires New Things for "Money Moments" Expansion

A growing cashback app has revealed a new acquisition and funding round. About the acquisition: Benjamin Capital Partners has announced its acquisition of Austin-based startup New Things Co. As a result, Benjamin intends to integrate New Things' proprietary augmented reality rewards into its app. Specifically, the company says the feature will be added to its cash rewards platform Benjamin Money Moments, which currently allows customers to earn rewards for making...
illustration of a toy home on top of a caluclator

Lessons From a First-Time Home Buyer: What Fed Rate Cuts Could Mean for Home Buyers and Owners

Yesterday, for the first time since 2020, the Federal Reserve cut interest rates. In fact, to the surprise of some observers, the rate was cut by half a point (as opposed to the quarter point that was widely anticipated). For many people, this update might not mean much — but, for those who have been looking to buy a home or who purchased during recent rate highs, this could be...
Apple Pay Tap to Cash sceenshots

3 Personal Finance Features Found in Apple's iOS 18

This week, alongside a new slate of iPhones, Apple introduced its latest mobile operating software update: iOS 18. And while the "Apple Intelligence" features that the company has hyped didn't end up making it into this initial release, the upgrade does include a number of new features. This happens to include a few finance-related features that may be worth checking out. Whether you're on the fence about updating your device...
$30M Series A and Wealth.com logo

Estate Planning Platform Wealth.com Raises $30 Million

A FinTech that helps modernize estate planning processes has raised a new round of funds. About the round: This week, Wealth.com announced that it raised $30 million in its latest funding round. The Series A was led by GV (formerly known as Google Ventures) and included participation from Citi Ventures, Outpost Ventures, 53 Stations, and Firebolt Ventures. Previously, the company raised a $16 million seed round in 2022. In a...
globe showing a map of the states in the US

4 Surprising Cost of Living Statistics From Across the U.S.

As someone who moved from Los Angeles, California to Springfield, Missouri, I know a thing or two about cost of living expenses and how they differ across various areas of the country. In fact, as you can imagine, it was a big reason why my wife and I chose to move here back in 2015. Since then, cost of living expenses have been an even larger topic in the United...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...