Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Robinhood retirement account app screenshots

Robinhood Retirement Review: Gimmick or Good Option?

A couple of years ago, Robinhood revealed that it would be launching retirement accounts. This took some by surprise since the app (and its users) had gained a reputation for being shoot-from-the-hip traders in it for short term gains. Nevertheless, the product was released soon after its official announcement and Robinhood Retirement has been going strong ever since. So what does this new IRA option have to offer? Let's look...
LiquidTrust dashboard screenshot

LiquidTrust Raises $4 Million, Introduces Micro Escrow Feature

A FinTech building new payment solutions for small businesses has raised a fresh round of funding. About the Round and LiquidTrust's New Feature: LiquidTrust has announced that it's raised $4 million. The seed round was led by Anthemis Female Innovators Lab Fund, Resolute Ventures, and Motivate Ventures. This funding comes as the company completed the WMNfintech accelerator program from BMO and 1871. Along with news of the funding, LiquidTrust also...
Pepper logo

Pepper Rewards Review: Earn Rebates on Gift Cards from Top Brands

About a year and some change ago, out of nowhere, an app called Pepper seemed to be all the rage in the credit card reward and deal-finding corner of the Internet. Unlike some other apps I've seen mentioned that just seem too convoluted to be worth it, the premise of Pepper is super simple: buy gift cards and earn rewards. While there are some other sites where you can buy...
Southwest logo and airplane

Southwest Airlines to Begin Charging for Checked Bags

A popular airline perk is largely being discontinued later this year. About the changes: Today, Southwest Airlines unveiled "changes to drive revenue growth and reward its most loyal customers." This includes adding checked bag fees for most customers. Starting May 28th, 2025, customers lacking Rapid Rewards A-List status, those without a Rapid Rewards Credit Card, or those who fly on the airline's Business Select fares will be charged for the...

Fold Bitcoin Rewards App Review (2025)

Ever since Bitcoin surged (circa 2017), there’s been plenty of intrigue, investment, and confusion about the cryptocurrency. All of these aspects were reinvigorated this year when crypto went on another run, reminding us all that the asset is known for its volatility. Through it all, however, despite some apps and tools that have worked to demystify Bitcoin, there are still plenty who are a bit lost about the whole thing....
Rocket Companies and Redfin logos

Rocket Companies Announces Acquisition of Redfin

A FinTech giant plans to purchase a popular real estate brokerage site. About the acquisition: Detroit-based Rocket Companies has announced its acquisition of Redfin. The all-stock transactions will value each Redfin share at $12.50 for a total of $1.75 billion. As of this writing, $RDFN is trading near $10 per share, which is up from nearly $6 per share the week prior. This transaction has been approved by the Boards...
cluttered basement

Lessons From a First-Time Home Buyer: Hosting Our First Guest in the House

After more than a year in our new home, we finally hosted our first guest last month. While the ability to have overnight guests was a partial factor in why we elected to upgrade to owning a home versus renting a one-bedroom apartment, the amount of time that it took to actually have someone over is more a testament to just how few people we know. In any case, while...
YouTube Premium logo

YouTube Introducing Premium Lite Subscription Tier to the U.S.

As rumored, YouTube is bringing a new tier of its Premium service to viewers in the United States. About YouTube Premium Lite: YouTube is rolling out a cheaper version of its popular Premium service. Today, the site announced that it would begin piloting Premium Lite in the United States. With Premium Lite, viewers will enjoy an ad-free experience on most YouTube videos — or, as YouTube Chief Product Officer Johanna...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...