Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

calculating FICO score
Personal Finance

Average FICO Credit Score Falls Slightly Year-Over-Year

by Kyle Burbank
A new report from FICO shows that the average credit score for American consumers recently dipped. About the Latest Average Credit Score Data: According to the latest data from FICO, the average credit score in the United States has fallen. Now, the average stands at 715. That's down two points from last April and down one point since January of this year. It also marks the lowest average recorded since...
man holding hjs hands to head in contemplation
Personal Finance

My Disastrous Tax Season: Where I Went Painfully Wrong

by Kyle Burbank
Well, it's Tax Day once again — which means that procrastinators like me are getting ready to send off our payments. After all, while I understand wanting to get a refund ASAP, who would want to pay money a minute earlier than required? Speaking of paying money, this weekend brought the realization that my wife and I owe way more to the Internal Revenue Service than we anticipated. Like, way...
Verizon and Openbank logos
Personal Finance

Verizon Partners with Santander Bank for Customer Bank Account

by Kyle Burbank
Verizon has partnered to launch a banking account that includes special benefits for wireless and Home 5G customers. About Verizon + Openbank Savings: Recently, Verizon announced it was working with Santander's OpenBank to introduce the Verizon + Openbank Savings account. With this high-yield savings option, Verizon Wireless and Home 5G customers can not only currently earn 4.40% APY but can also save up to $180 on their Verizon bill. For...
MoreThanFair logo
Personal Finance

Affirm Joins MoreThanFair Organization Calling for Inclusive Credit 

by Kyle Burbank
The Buy Now, Pay Later platform Affirm has announced that it's become the latest member of an organization resolved to improve access to affordable credit. About Affirm Joining MoreThanFair: This week, Affirm revealed that it had joined MoreThanFair. As a member, the company is affirming a commitment to help make lending more inclusive and transparent. According to Affirm, it already empowers consumers by offering flexible pay-over-time options. This includes products...
Walmart+ Week image collage of bags,Burger King burger and Parmount app
Personal Finance

Walmart+ Week Returning With Specials Deals and Offers

by Kyle Burbank
Walmart has announced that Walmart+ Week will return later this month. About Walmart+ Week 2025: From April 28th through May 4th, Walmart will celebrate Walmart+ Week. This promotion will feature several special deals and offers exclusively for Walmart+ members. First, members can enjoy one free Express Delivery upgrade. With this option, shoppers can have their items delivered from their local Walmart store in as little as one hour. Next, subscribers...
Sunny Health Elliptical machine in a basement
Personal Finance

Lessons From a First-Time Home Buyer: The New Addition to Our Basement

by Kyle Burbank
Last month, I shared how we had hosted our first overnight guest — which also meant finally making use of our finished basement. Well, as we continue to look for ways to utilize the space (after our initial plan of putting our couch down there was scuttled), we recently started the process of turning it into a gym. Okay, "gym" is a bit generous as we really only intend to...
The Purpose Code book next to coffee cups filled with rulers and paint brushes
Personal Finance

"The Purpose Code" By Jordan Grumet Book Review

by Kyle Burbank
A couple of months ago, a funny thing happened. As I was looking through several of the personal finance blogs that I follow, I kept seeing the same bright blue book cover and smiley face sticky note somewhere on each site. I soon came to find out that this cover belonged to a book called The Purpose Code: How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy by...
5 phones with the Chime app
Personal Finance

Chime Introduces Chime+ Premium Membership Tier

by Kyle Burbank
The popular neobank Chime has announced a new premium tier that customers can unlock for free. About Chime+: Today, Chime announced that it would be rolling out new features as part of a premium membership tier called Chime+. This enhanced tier will be available to those who set up a qualifying direct deposit of at least $200 per month (every 34 days). The first Chime+ feature that members can enjoy...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...