Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Pepper logo
Personal Finance

Pepper Rewards Review: Earn Rebates on Gift Cards from Top Brands

by Kyle Burbank
About a year and some change ago, out of nowhere, an app called Pepper seemed to be all the rage in the credit card reward and deal-finding corner of the Internet. Unlike some other apps I've seen mentioned that just seem too convoluted to be worth it, the premise of Pepper is super simple: buy gift cards and earn rewards. While there are some other sites where you can buy...
Southwest logo and airplane
Personal Finance

Southwest Airlines to Begin Charging for Checked Bags

by Kyle Burbank
A popular airline perk is largely being discontinued later this year. About the changes: Today, Southwest Airlines unveiled "changes to drive revenue growth and reward its most loyal customers." This includes adding checked bag fees for most customers. Starting May 28th, 2025, customers lacking Rapid Rewards A-List status, those without a Rapid Rewards Credit Card, or those who fly on the airline's Business Select fares will be charged for the...
Personal Finance

Fold Bitcoin Rewards App Review (2025)

by Kyle Burbank
Ever since Bitcoin surged (circa 2017), there’s been plenty of intrigue, investment, and confusion about the cryptocurrency. All of these aspects were reinvigorated this year when crypto went on another run, reminding us all that the asset is known for its volatility. Through it all, however, despite some apps and tools that have worked to demystify Bitcoin, there are still plenty who are a bit lost about the whole thing....
Rocket Companies and Redfin logos
Personal Finance

Rocket Companies Announces Acquisition of Redfin

by Kyle Burbank
A FinTech giant plans to purchase a popular real estate brokerage site. About the acquisition: Detroit-based Rocket Companies has announced its acquisition of Redfin. The all-stock transactions will value each Redfin share at $12.50 for a total of $1.75 billion. As of this writing, $RDFN is trading near $10 per share, which is up from nearly $6 per share the week prior. This transaction has been approved by the Boards...
cluttered basement
Personal Finance

Lessons From a First-Time Home Buyer: Hosting Our First Guest in the House

by Kyle Burbank
After more than a year in our new home, we finally hosted our first guest last month. While the ability to have overnight guests was a partial factor in why we elected to upgrade to owning a home versus renting a one-bedroom apartment, the amount of time that it took to actually have someone over is more a testament to just how few people we know. In any case, while...
YouTube Premium logo
Personal Finance

YouTube Introducing Premium Lite Subscription Tier to the U.S.

by Kyle Burbank
As rumored, YouTube is bringing a new tier of its Premium service to viewers in the United States. About YouTube Premium Lite: YouTube is rolling out a cheaper version of its popular Premium service. Today, the site announced that it would begin piloting Premium Lite in the United States. With Premium Lite, viewers will enjoy an ad-free experience on most YouTube videos — or, as YouTube Chief Product Officer Johanna...
Camber logo
Personal Finance

Insurance Payment FinTech Camber Raises $30 Million

by Kyle Burbank
A startup looking to make insurance reimbursement payments more efficient has raised a new round of funding. About the round: This week, Camber has announced that its raised $30 million. The Series B was led by Andreessen Horowitz while ACME and Craft also participated. To date, the company has now raised a total of $50 million.   Camber is a platform built for improving healthcare reimbursement, including reducing administrative friction...
Consumer Financial Protection Bureau logo
Personal Finance

CFPB Drops Suits Against Capital One, Solo Funds

by Kyle Burbank
With major changes underway at the U.S. Consumer Financial Protection Bureau (CFPB), the agency has now dropped several cases it had in the works. What's happening: Several cases filed by the CFPB against banks, lenders, and FinTechs in recent months are now being withdrawn. This comes as acting CFPB Director Russell Vought in conjunction with the Department of Government Efficiency (DOGE) have moved to terminate hundreds of agency employees and halt other...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...