Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.
Personal Finance
Self Financial Opens Secured Visa Card Product to All
by Kyle Burbank
Self Financial (formerly Self Lender) has announced that its secured credit card can now be obtained à la carte. About the Self Visa Credit Card: Today, Self announced that its Self Visa Credit Card would now be made available to all consumers. The secured card requires a deposit of at least $100, which can be provided via ACH payment or debit. Additionally, it carries an annual fee of $25. Applying...
Personal Finance
Brokerage Platform eToro Reportedly Files for Initial Public Offering
by Kyle Burbank
New reporting indicates that the digital brokerage platform eToro has filed to go public. About the reported filing: According to the Financial Times, eToro has made a confidential filing with the Securities and Exchange Commission seeking an initial public offering in the United States. This IPO would apparently value the company around $5 billion. FT's sources suggest the company could be listed as early as the second quarter of this...
Personal Finance
Synchrony Latest Bank to Add Pay Later Features to Apple Pay
by Kyle Burbank
After teasing new capabilities for credit card customers in October, Synchrony is now officially bringing a "pay later" option to Apple Pay. About the new pay later feature: Synchrony cardholders will now have more options when using Apple Pay via iPhone or iPad to shop online or in-app. In addition to being able to make a regular credit card payment, eligible customers will also have a promotional offer option that...
Personal Finance
CFPB Suing Capital One Over Savings Interest Rate Discrepancy
by Kyle Burbank
The Consumer Financial Protection Bureau (CFPB) has announced that it's suing Capital One, accusing the bank of tricking customers with its savings account products. About the suit: In a press release, the CFPB revealed that it was taking action against Capital One, saying that the bank had deprived millions of customers of more than $2 billion in total interest. This accusation stems from Capital One's 360 Savings account, which was...
Personal Finance
National Use Your Gift Card Day Returning January 18th
by Kyle Burbank
A retail holiday that reminds consumers to claim forgotten funds is just around the corner. About National Use Your Gift Card Day: On January 18th, National Use Your Gift Card Day will return. Celebrated on the third Saturday of January, this retail "holiday" was coined in 2020, with 2025 marking the sixth installment. On this day, consumers are encouraged to locate and redeem any gift cards they may have acquired...
Personal Finance
Dosh Announces Sunsetting of Cashback App
by Kyle Burbank
The card-linked cashback platform Dosh has announced that it will be shutting down its mobile app next month. About the closure: Over the weekend, Dosh sent an email to users revealing their plans to sunset the app. The last day that users will be able to make qualifying transitions to earn cash back will be January 16th. Then, the app will officially shut down on February 28th. Ahead of the...
Personal Finance
Robinhood Offering Limited Time 2% IRA/401(k) Transfer Bonus
by Kyle Burbank
With tax season approaching, Robinhood Retirement is offering a bonus to those transferring their accounts to the platform. About the bonus: From now through April 30th, 2025, customers can earn up to a 2% bonus when transferring an IRA or completing a 401(k) rollover to Robinhood Retirement. Specifically, those with Robinhood Gold will earn a 2% match on transferred funds while non-Gold members will earn a 1% match. These bonuses...