Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Coinbase logo and credit card
Personal Finance

Coinbase, Cardless Teaming Up for Bitcoin Rewards Credit Card

by Kyle Burbank
Coinbase has announced plans to launch a new Bitcoin-earning credit card later this year: About the Coinbase One Card: This fall, Coinbase will roll out the Coinbase One Card. For this offering, the platform is partnering with the FinTech Cardless. The cards will be issued by First Electronic Bank and will utilize the American Express network. With the Coinbase One Card, customers will be able to earn up to 4%...
Shop Pay logo and app
Personal Finance

Shop Pay Review: The Pros and Cons

by Kyle Burbank
You've heard of Apple Pay and have probably heard about platforms, such as Google Pay and Samsung Pay as well. However, there's one "Pay" option that might not be as much of a household name but is supported by thousands of sites: Shop Pay. While the process of using Shop Pay may not differ too much from a regular online retail experience, there are some benefits — including the ability...
credit cards and tax forms
Personal Finance

Paying Taxes With a Credit Card: Pros, Cons, and Considerations

by Kyle Burbank
When you first get a rewards credit card, you'll surely start to enjoy earning cashback and rewards on your everyday purchases. From there, though, some enthusiasts take things furtehr and start thinking about how they can really start racking up rewards by using their favorite credit cards for their largest purchases. So, besides housing, what's one of the largest expenses many Americans (and especially business owners) have? Taxes. Sure enough,...
OnePay and Synchrony logos with app
Personal Finance

Synchrony to Issue OnePay Credit Card with Walmart

by Kyle Burbank
Walmart's FinTech OnePay (formerly ONE) is set to partner with Synchrony for a new credit card offering. About the Upcoming Card: Today, Synchrony revealed a strategic partnership with Walmart that will result in a new credit card program. This new line-up will be embedded into the OnePay app, which is a FinTech platform owned by Walmart and Ribbit Capital. Expected to launch this fall, the program's cards will operate on...
phones with Monarch app
Personal Finance

Personal Finance Budgeting App Monarch Raises $75 Million

by Kyle Burbank
A growing personal finance platform has closed a new round of funding. About Monarch's Funding Round: Recently, Monarch Money announced that it raised $75 million. The Series B was co-led by FPV Ventures and Forerunner Ventures, with participation from existing investors Menlo Ventures, Accel, SignalFire, and Clocktower Ventures. To date, the company has raised a total of $94.8 million, including a $15 million Series A in 2022. According to the...
two hands exchanging a sack of money and the Chime logo
Personal Finance

Chime IPO Details Come to Light as Roadshow Kicks Off

by Kyle Burbank
The popular neobank Chime is readying for its initial public offering. About Chime's IPO Plans: Chime has revealed plans to go public. According to a blog post from the company, they intend to be listed on the Nasdaq Global Select Market under the ticker symbol $CHYM. In total, 32,000,000 shares of Class A common stock will be offered, including 25,900,765 shares from Chime and 6,099,236 from "certain existing stockholders." The FinTech...
Karat logo and banking screenshot
Personal Finance

Karat Financial Launches Business Banking for Content Creators

by Kyle Burbank
A service known for its creator-minded charge card has officially expanded into banking. About Karat Creator Banking: Karat Financial has officially launched its new business banking account. In line with the company's mission, their new accounts are purpose-built for creators, including YouTubers, TikTokers, influencers, and other creatives. These banking services (including the issuance of the Karat Business Banking Visa Card) are provided by Grasshopper Bank. Currently, Karat offers two tiers...
Economics in Plain English" by David A. Mayer book
Personal Finance

"Economics in Plain English" by David A. Mayer Book Review

by Kyle Burbank
Is it just me or did everyone suddenly become an economist over the past half a decade or so? I joke — but the truth is that economic literacy is becoming increasingly important in today's world. Enter the new book Economics in Plain English by author David A. Mayer. Featuring more than 300 terms, throughout this book, Mayer aims to give readers a better idea about what the jargon terms...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...