Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

phones with Monarch app

Personal Finance Budgeting App Monarch Raises $75 Million

A growing personal finance platform has closed a new round of funding. About Monarch's Funding Round: Recently, Monarch Money announced that it raised $75 million. The Series B was co-led by FPV Ventures and Forerunner Ventures, with participation from existing investors Menlo Ventures, Accel, SignalFire, and Clocktower Ventures. To date, the company has raised a total of $94.8 million, including a $15 million Series A in 2022. According to the...
two hands exchanging a sack of money and the Chime logo

Chime IPO Details Come to Light as Roadshow Kicks Off

The popular neobank Chime is readying for its initial public offering. About Chime's IPO Plans: Chime has revealed plans to go public. According to a blog post from the company, they intend to be listed on the Nasdaq Global Select Market under the ticker symbol $CHYM. In total, 32,000,000 shares of Class A common stock will be offered, including 25,900,765 shares from Chime and 6,099,236 from "certain existing stockholders." The FinTech...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2025

Since taking an interest in personal finance one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 2,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Karat logo and banking screenshot

Karat Financial Launches Business Banking for Content Creators

A service known for its creator-minded charge card has officially expanded into banking. About Karat Creator Banking: Karat Financial has officially launched its new business banking account. In line with the company's mission, their new accounts are purpose-built for creators, including YouTubers, TikTokers, influencers, and other creatives. These banking services (including the issuance of the Karat Business Banking Visa Card) are provided by Grasshopper Bank. Currently, Karat offers two tiers...
Economics in Plain English" by David A. Mayer book

"Economics in Plain English" by David A. Mayer Book Review

Is it just me or did everyone suddenly become an economist over the past half a decade or so? I joke — but the truth is that economic literacy is becoming increasingly important in today's world. Enter the new book Economics in Plain English by author David A. Mayer. Featuring more than 300 terms, throughout this book, Mayer aims to give readers a better idea about what the jargon terms...
home office setup in a basement

Lessons From a First-Time Home Buyer: The Next Evolution of Our Basement

Since we moved into our house about 18 months ago, it seems as though our relationship with our finished basement continues to evolve. To catch you up, the initial intent for this space was a family room/guest room — but the sofa bed's inability to fit down the stairs scrapped that plan. And while it did eventually get used as a guest bedroom with the help of an air mattress,...
Southwest logo and airplane

Southwest Airlines Reveals New Checked Baggage Fees

With Southwest Airlines' new baggage policy now in effect, the carrier has revealed its pricing for checked luggage. About Southwest's Checked Bag Fees: In March, Southwest announced that it would be discontinuing its popular no checked baggage fees perk for many travelers. However, at the time, they didn't state how much they would be charging for this formerly free option. Now, with the updated policy applying to flights booked today...
gas pump

2025 Pay with GasBuddy+ Review: Yes, You Can Legitimately Save Money Every Time You Fill

Put simply, the value proposition of Pay with GasBuddy is that you can use a special card that's accepted at most gas stations in order to save a few cents off of every gallon of gas you buy. That sounds good — almost too good, if you think like me.
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...