Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

T-Mobile Life app and debit card
Personal Finance

T-Mobile Money Account Getting Revamp as App Folds Into T-Life

by Kyle Burbank
T-Mobile Money has announced some upcoming account changes, including a new way to earn an enhanced APY. About the T-Mobile Money Changes: After changing partner banks earlier this year, T-Mobile's checking account offering is set to undergo some more updates. First, the dedicated T-Mobile Money mobile app will soon be discontinued, with account management being folded into the T-Life app. However, customers will still be able to access their accounts...
April Tax logo
Personal Finance

Tax FinTech April Raises $38 Million from Returning Investors

by Kyle Burbank
The embedded tax platform startup April has revealed a new round of funding. About the Round: This week, April announced that it had raised a new $38 million round. The Series B was led by QED Investors, Nyca Partners and Team8 also participated. All three firms are returning investors. To date, the company has now raised $78 million, including a $30 million Series A in 2022 and a $10 million...
a piggy bank and coins
Personal Finance

Are Bank Bonuses Worth It? Pros, Cons, and Tips to Consider

by Kyle Burbank
Over the past few years, I've reviewed plenty of bank and banking (the latter typically meaning FinTechs that partner with "real" banks for their offerings) services. In doing so, I've occasionally earned bonuses for setting up a new account and performing different tasks. This free money is always welcome — especially since I'm doing it for work anyway — but would I recommend bonus chasing to most people? Let's take...
CNBC studio
Personal Finance

CNBC Releases Annual List of Top FinTech Companies for 2025

by Kyle Burbank
CNBC and Statista have compiled their annual list of the top FinTech companies around the globe. About the List and Report: Once again, CNBC has teamed up with Statista to not only look at the current state of the financial technologies sector but also highlights the top companies in the field. The list of 300 was derived from research conducted by Statista, while CNBC editorial input was also considered. FinTechs...
Hyndai Rewards logo
Personal Finance

Hyundai Introduces New Rewards Program for Customers

by Kyle Burbank
Hyundai is giving its loyalty customers a new way to earn discounts and other savings. About the Hyundai Rewards Program: This week, Hyundai officially launched its Hyundai Rewards program. With this offer, Hyundai owners will be able to increase their Rewards status by completing various activities. As they move up, they'll earn greater savings on new vehicles as well as Bluelink services. There are currently three Hyundai Rewards tiers: Silver,...
Southwest logo and airplane
Personal Finance

Survey: Southwest Flyers Defecting After Baggage Fee Updates

by Kyle Burbank
A recent survey shows that a significant percentage of formerly loyal Southwest customers are seeking alternatives after the airline's controversial policy changes. About the Survey and Results: According to Thrifty Traveler, two-thirds of those who describe themselves as regular Southwest flyers report moving on to other carriers now that the budget airline has begun charging for checked luggage. This survey was conducted in May and June, just as Southwest began...
Bilt logo and Ken Chenault and Ankur Jain
Personal Finance

Bilt Raises $250 Million, Announces "2.0" Card Line-Up

by Kyle Burbank
Bilt has not only announced another mega-round but also a fresh eleven-figure valuation and new expansion details. About Bilt's Latest Funding Round: Today, Bilt announced that it had reaised $250 million in new funding. Moreover, this new round values the company at $10.75 billion. The round was led by General Catalyst and GID with United Wholesale Mortage also partcipating with a $100 million investment. This follows a $150 million venture...
using a candle to look at the electric power meter
Personal Finance

Lessons From a First-Time Home Buyer: Navigating Our First Serious Power Outage

by Kyle Burbank
Last weekend, following another brief but powerful windstorm, we were left without power. Although we've had our power go out for a couple of hours here and there since moving to our house, this was the first time that we and a large section of our neighbors were left sans electricity for several hours. And while we were fortunate to have power back after about 15 hours, others in our...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...