Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

home office setup in a basement
Personal Finance

Lessons From a First-Time Home Buyer: The Next Evolution of Our Basement

by Kyle Burbank
Since we moved into our house about 18 months ago, it seems as though our relationship with our finished basement continues to evolve. To catch you up, the initial intent for this space was a family room/guest room — but the sofa bed's inability to fit down the stairs scrapped that plan. And while it did eventually get used as a guest bedroom with the help of an air mattress,...
Southwest logo and airplane
Personal Finance

Southwest Airlines Reveals New Checked Baggage Fees

by Kyle Burbank
With Southwest Airlines' new baggage policy now in effect, the carrier has revealed its pricing for checked luggage. About Southwest's Checked Bag Fees: In March, Southwest announced that it would be discontinuing its popular no checked baggage fees perk for many travelers. However, at the time, they didn't state how much they would be charging for this formerly free option. Now, with the updated policy applying to flights booked today...
gas pump
Personal Finance

2025 Pay with GasBuddy+ Review: Yes, You Can Legitimately Save Money Every Time You Fill

by Kyle Burbank
Put simply, the value proposition of Pay with GasBuddy is that you can use a special card that's accepted at most gas stations in order to save a few cents off of every gallon of gas you buy. That sounds good — almost too good, if you think like me.
Seeds logo and screenshot
Personal Finance

Financial Advisor Platform Seeds Raises $10 Million

by Kyle Burbank
A FinTech built for advisors to create personalized investing experiences for clients has raised a new round of funding. About Seeds' Funding Round: Recently, Seeds (formerly known as Seeds Investor) announced that it has raised $10 million. The Series A was led by Protage, while returning investors Social Leverage and Blank Ventures also participated. To date, the company has now raised more than $15 million, including a $1.3 million seed...
Penny Finance founders
Personal Finance

Penny Finance Named Best in Show at FinovateSpring 2025

by Kyle Burbank
An app built to help consumers increase their financial literacy is celebrating a recent honor. About Penny Finance and Its FinovateSpring Honor: Recently, Penny Finance was awarded a Best in Show prize at FinovateSpring 2025. The app was the only personal finance platform honored at the FinTech conference held in San Diego. Other Best in Show recipients included Bits of Stock, Finalytics.ai, Herd Security, Illuma, and Solda.ai. Penny Finance is...
Personal Finance

Acorns App Makes it Easy to Save and Invest

by Kyle Burbank
We’ve all probably heard it said that the key to building wealth is investing. Unfortunately, especially among those of a younger generation, getting started with investing can seem intimidating, preventing many from even trying. Enter Acorns — a mobile app that looks to make investing not only easy but also painless and automatic.
Clair founders
Personal Finance

Earned Wage Access FinTech Clair Raises $23.2 Million

by Kyle Burbank
A FinTech that helps workers gain quicker access to their pay has raised a new round of funding. About Clair's Funding Round: This week, Clair announced that it had raised $23.2 million. The Series B was led by Upfront Ventures, which also led the company's seed round in 2020. Existing investors such as Thrive Capital also participated. To date, the company has now raised a total of $217.8 million, although...
Target Circle 360 logo
Personal Finance

Target Adds Markup-Free Shipt Benefit for Circle 360 Members

by Kyle Burbank
Target is rolling out a new benefit for members of its Circle 360 subscription that could save them money beyond the retailer itself. About the Shipt No Markups Delivery Benefit for Target Circle 360: This week, Target revealed its Target Circle 360 members could now take advantage of same-day delivery via Shipt — but without price markups. While Target itself hasn't utilized the practice of increasing prices for Shipt deliveries...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...