Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

ADP National Employment August 2019

ADP Report Shows 195,000 Payrolls Added in August

Although fears of a recession have been in discussion for the better part of a year or more, that talk has heated up in recent weeks. From trade wars to inverted curves, there have been reasons to worry, leading The New York Federal Reserve to peg the chances that a recession hits in the next 12 months at 39% (according to CNBC). At the same time, as a new report...
SoFi Crypto Trading app screenshot

SoFi Invest Adds Support For Crypto Trading

To the surprise of just about no one, the cryptocurrency ride continues to be a bit wild in 2019. Just this week or so the price of Bitcoin managed to fall below the important $10,000 level only to rebound a few days later. Nevertheless the growing popularity of crypto has various companies looking to make Bitcoin and others easier for everyday people to purchase and sell.  In that vein, today...
angry cartoon figure staring at a computer screen

Money at 30: The Spiteful Spending Paradox

No one likes to be scorned. Thus, when we feel we're being wronged, it's natural to not only want to stand up for ourselves but also stump for what we feel is right. Incidentally the same things can happen in finance, leading to what I've dedided to dub "spiteful spending." So what is spiteful spending, you ask? In my mind, this action occurs when you, as a frugal person, encounter...
FinTech global map

Houston's Rice University Offering FinTech Boot Camp

With the FinTech industry continuing to expand, the sector seems poised to be a source of job growth for years to come. Just as coding has been billed as a future-ready skill, being versed in these financial technologies is also anticipated to be a benefit for workers. With that in mind, Rice University’s Glasscock School of Continuing Studies in Houston, Texas is offering a FinTech Boot Camp to teach students...
Millennial woman driving a car

Average Millennial Auto Debt Rises in Q2 2019

As we recently learned, this holiday weekend, a great number of Americans will be shopping for new vehicles. While this time of year might offer some strong deals and incentives, it seems that many Millennial car buyers are taking on more auto debt than they have in recent years.  In fact a new report by Experian finds that the average balance for consumers of this generation is on the rise....
Labor Day car sale

77.5 Million Americans Plan on Car Shopping This Labor Day Weekend

In America, it seems certain holidays become associated with different shopping events — the largest example being the day after (or, in recent years, day of) Thanksgiving sales known as Black Friday. With summer nearing its end one such retail holiday is just around the corner, as Labor Day has become partially synonymous with car buying blowouts. In fact, ahead of the holiday weekend, the personal finance site WalletHub has...
XYPN FinTech Competition Finalists on Stage

XYPN FinTech Competition Announces Six Finalists

Next month, XY Planning Network will host its fourth annual FinTech Competitionn in St. Louis, Missouri. This year's event drew more than 30 applications from startups looking to improve financial services provided to Gen X and Millennial clients. Now XYPN is announcing that six of these companies have been selected as finalists for the competition. The FinTechs that will go for the gold are Altruist, Anvil, College Aid Pro, Holistiplan,...
Libra logo and partner logos

Some Libra Backers Reportedly Spooked by Regulatory Scrutiny

Back in June, following months of rumors, Facebook officially unveiled plans for the cryptocurrency Libra. In that announcement it was revealed that, while Facebook was taking the lead on the project and would also be introducing the Calibra crypto wallet, there were several partners that had signed-up to support the token at launch. However since then Libra has drawn criticism from several regulators — and the heat may be getting...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...