Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

  • Goldman Sachs, Citi, and JPMorgan Lead U.S. Banks in FinTech Investment

    Goldman Sachs, Citi, and JPMorgan Lead U.S. Banks in FinTech Investment

    The question of whether FinTechs and banks are friends or foes has been a topic of debate for more than a decade now. Funny enough, the perception of animosity persists despite the two camps regularly partnering with each other. On top of that, several banks have taken to investing in startups and helping them grow.…

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  • What Do College Students Know About Credit Cards?

    What Do College Students Know About Credit Cards?

    This month, millions of newly-graduated students are setting off to college. For these freshmen, this may be the first time they’ve left home and will be responsible for making their own day to day decisions — including managing their money. On that note, the personal finance site WalletHub recently released a survey showing what college…

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  • Money at 30: Paribus Review (2019)

    Money at 30: Paribus Review (2019)

    Have you ever pulled the trigger on a purchase only to watch the price fall mere days later? That’s the frustration Paribus aims to alleviate and eliminate. The Capital One-owned service helps consumers claim refunds on their purchases when items drop in price or their packages arrive after their promised date. So does Paribus live…

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  • Visa Expands Fast Track Program for FinTechs to the U.S.

    Visa Expands Fast Track Program for FinTechs to the U.S.

    When it comes to FinTech startups, speed is everything. That’s why so many firms are focused on hitting the ground running, gaining as many users as possible and catching the attention of VCs to help boost them to the next level. With that in mind, after launching in Europe, Africa,  Asia Pacific, Latin America, and the Middle…

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  • Why Focus Groups Can Be a Great Way to Make Extra Cash

    Why Focus Groups Can Be a Great Way to Make Extra Cash

    You may have heard that taking online surveys can be a legitimate way to make a few dollars. Although that’s true, the payout you get from many of these surveys is pretty minuscule. However, in some cases, these surveys can lead to something larger and more lucrative: focus groups. Unlike surveys that might only pay…

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  • IRS Reportedly Cracking Down on Unreported Crypto Income

    IRS Reportedly Cracking Down on Unreported Crypto Income

    Following the big Bitcoin boom of 2017, April 2018 saw several reminders that cryptocurrency gains needed to be reported on tax filings. Of course by that time the price of Bitcoin was about half of what it was just a few months before. Nevertheless it seems that the IRS is still intent on getting crypto…

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  • Q2 2019 Sets Record for $100 Million+ FinTech Fundings

    Q2 2019 Sets Record for $100 Million+ FinTech Fundings

    Over the past few months, it seems as though several FinTechs have managed to close impressive funding rounds. From FinFit’s $7 million Series B last month to Affirm’s whopping $300 million Series F back in April, observers could probably guess that’s it’s been a fairly good month for these startups. Now a new study from…

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  • Mortgage Refinances Soar as Interest Rates Fall

    Mortgage Refinances Soar as Interest Rates Fall

    Homeowners looking to decrease their monthly mortgage payments by refinancing at a lower interest rate may be in luck. However it seems the secret is already out. As CNN Business reports the number of homeowners refinancing their mortgages has boomed as the average mortgage rate reaches multi-year lows. According to the Mortgage Bankers Association, the…

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