Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

$25M Series A raised Casap

Payment Dispute Company Casap Raises $25 Million

A FinTech specializing in payment dispute automation has raised a new round of funding. About the Round: This week, Casap announced that it had raised $25 million. The Series A was led by Emergence Capital, while Lightspeed Venture Partners, Primary Venture Partners, and SoFi also participated. To date, Casap has now raised a total of $33.5 million, including a $7 million Seed Round (led by Lightspeed) last year. As Casap notes,...
using a pole pruner

Lessons From a First-Time Home Buyer: Why a Pole Pruner is Our New Favorite Outdoor Tool

A few months ago, we called a tree guy out to come take a look in our yard and let us know what work he'd recommend we do. As I recalled in a previous post, this interaction left me with some intriguing insight and didn't cost me anything, as he didn't see a need for us to hire him at the moment. But, among the free knowledge he provided me,...
Cash App Pool screenshot

Cash App Introduces Pools Feature for Group Payments, Savings

Cash App has launched a new feature that makes it even easier for friends and family to contribute to a shared payment or savings goal. About Cash App Pools: Whether they're going in on a shared gift or saving up for a group vacation, Cash App users can now use a Pool function on the platform. With this feature, an organizer can create a shared Pool and solicit contributions from...
Credit Wreckers animated characters

Credit One Highlights Common Credit Missteps in New Campaign

Credit One Bank is launching a new promotion pointing out some all-too-common credit mistakes — while also releasing a survey that shows why this knowledge is needed. About the Campaign and Survey: This week, Credit One Bank introduced "The Credit Wreckers." The new campaign features cleverly-named characters meant to represent common credit mistakes. For example, there's Max Out (who highlights that consumers should strive to use less than 30% of...
T-Mobile Life app and debit card

T-Mobile Money Account Getting Revamp as App Folds Into T-Life

T-Mobile Money has announced some upcoming account changes, including a new way to earn an enhanced APY. About the T-Mobile Money Changes: After changing partner banks earlier this year, T-Mobile's checking account offering is set to undergo some more updates. First, the dedicated T-Mobile Money mobile app will soon be discontinued, with account management being folded into the T-Life app. However, customers will still be able to access their accounts...
April Tax logo

Tax FinTech April Raises $38 Million from Returning Investors

The embedded tax platform startup April has revealed a new round of funding. About the Round: This week, April announced that it had raised a new $38 million round. The Series B was led by QED Investors, Nyca Partners and Team8 also participated. All three firms are returning investors. To date, the company has now raised $78 million, including a $30 million Series A in 2022 and a $10 million...
a piggy bank and coins

Are Bank Bonuses Worth It? Pros, Cons, and Tips to Consider

Over the past few years, I've reviewed plenty of bank and banking (the latter typically meaning FinTechs that partner with "real" banks for their offerings) services. In doing so, I've occasionally earned bonuses for setting up a new account and performing different tasks. This free money is always welcome — especially since I'm doing it for work anyway — but would I recommend bonus chasing to most people? Let's take...
CNBC studio

CNBC Releases Annual List of Top FinTech Companies for 2025

CNBC and Statista have compiled their annual list of the top FinTech companies around the globe. About the List and Report: Once again, CNBC has teamed up with Statista to not only look at the current state of the financial technologies sector but also highlights the top companies in the field. The list of 300 was derived from research conducted by Statista, while CNBC editorial input was also considered. FinTechs...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...