Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Personal Finance

Is Amazon Prime Worth It? What You Get for Your Money

by Kyle Burbank
Prospective members should be aware that the beloved two-day shipping does not apply to every item on the site and that Prime's entertainment offerings might not be enough to satisfy everyone's TV craving. However, with a free 30 day trial and a monthly payment option after that, there's really no harm in taking Amazon Prime on a test run — especially on Prime Day — to see how it works...
Personal Finance

Rocket Completes $14.2 Billion Mr. Cooper Acquisition

by Kyle Burbank
The U.S.'s largest lender has now acquired the county's largest mortgage servicer. About the Rocket-Mr. Cooper Deal: Rocket Companies recently announced that its acquisition of Mr. Cooper had officially closed. The transaction cost Rocket $14.2 billion. According to the company, the combined entity will now have service nearly 10 million mortgages. As part of the deal, Mr. Cooper's CEO Jay Bray will now serve as President and CEO of Rocket...
Personal Finance

Bilt Teams Up with GoPuff to Launch Home Delivery Feature

by Kyle Burbank
Bilt is rolling out a Home Delivery feature, allowing members to order products to their doorstep in as little as 15 minutes. About Bilt Home Delivery: The Bilt ecosystem is expanding once again. Starting today, members will notice a Bilt Home Delivery option in the Bilt app. Powered by GoPuff, this service allows customers to order items from nearby retailers and have them delivered. In the app, members can search...
Personal Finance

Lessons From a First-Time Home Buyer: Two Years Since

by Kyle Burbank
It has come to my attention that I've reached a bit of a milestone. This week marks two years since my wife and I put in an offer on a house. Funny enough, shortly after we made that offer and it was accepted, we caught a flight to Hong Kong and continued the process of moving toward closing from the other side of the world. Shortly after our return home...
woman with an Instant debit card and app next to a card reader an Instant debit card
Personal Finance

Instant Financial Named Best Payments App with Tearsheet Award

by Kyle Burbank
The earned wage access FinTech Instant Financial was recently honored by Tearsheet. About Instant Financial's Award: Earlier this month, Tearsheet unveiled its 2025 Power of Payments Award recipients. Among them was Instant Financial, which was named Best Payments App (B2B or B2C). Other various category winners for this year include  J.P. Morgan Payments, Balance, Remitly, PayJoy, and Extend. Looking at past awards, it seems that this particular category was new...
Yendo app and credit card
Personal Finance

Yendo Raises Another $50 Million for Asset-Backed Credit Product

by Kyle Burbank
Yendo, a platform that allows consumers to access a line of credit secured by their vehicle, has revealed a new round of funding. About Yendo's Funding Round: This week, Yendo announced that it has raised another $50 million. This Series B included participation from the likes of Spice Expeditions, Autotech Ventures, FPV Ventures, Pelion Venture Partners, Clocktower Technology Ventures, and Mark Cuban. To date, Yendo has now raised more than...
United Airlines and Instacart logos with a bag of groceries and a suitcase
Personal Finance

United and Instacart Partner to Bring New Delivery Perk to Flyers

by Kyle Burbank
A new grocery delivery perk is coming to those who fly the friendly skies. About the United and Instacart Partnership: United Airlines and Instacart are teaming up to bring a unique benefit to travelers. Now, customers can link their United MileagePlus accounts to Instacart in order to claim $0 delivery fees in concert with their United flights. With this offer, customers can unlock a week of the Instacart+ $0 delivery...
3 PayPal BNPL screenshots
Personal Finance

PayPal Adds Limited-Time Cashback Offer to BNPL Service

by Kyle Burbank
With the holiday shopping season quickly approaching, PayPal is looking to boost its "buy now, pay later" (BNPL) option with a special offer. About the PayPal But Now Pay Later Offer: From now through the end of the year, PayPal BNPL customers can earn 5% cashback on their purchases. This includes both online and in-store transactions made with the service. To get started, users will need to save the cashback...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...