Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
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Personal Finance
Personal Finance
Lessons From a First-Time Home Buyer: Can I Refinance Yet?
Last month, the Federal Reserve cut interest rates by another quarter point. While that's bad news for my high-yield savings accounts (which, in turn, reduced their APYs), the potential silver lining would be a dip in mortgage rates. As I've shared before, when we bought our house, we had to accept a rate of 7.999%. So, although we can afford our payments without issue, we've long had the intent to...
Personal Finance
Bask Bank Negatively Adjusts Mileage Savings Account Rate
Bask Bank is updating the earnings rate for its Mileage Savings account. About Bask's Updated Rate: Effective today, Bask will be lowering the rate that its Mileage Savings account customers earn. Now, members will earn 1.75 miles per $1 saved annually versus the previous rate of 2 miles per $1. This means that an accountholder with $10,000 in their account will now earn 17,500 American Airlines AAdvantage miles over the...
Personal Finance
São Paulo-Based Nubank Applies for U.S. National Bank Charter
Brazilian neobank Nubank has announced its intent to pursue a banking charter in the United States. About Nubank's Bank Charter Application: This week, Nubank revealed that it had applied for a national bank charter with the U.S. Office of the Comptroller of the Currency. The company says that the move was made in order to "unlock new possibilities within the U.S. financial landscape." Furthermore, they state that obtaining a charter...
Personal Finance
Revolut Launches High-Yield Savings Accounts in the U.S.
The Britain-based neobanking app Revolut is introducing new high-yield savings accounts to stateside users. About Revolt's High-Yield Savings Accounts: Revolut is rolling out new savings accounts with tiered rates that increase depending on the subscription level members have. Now, customers can earn a base of 4.00% APY on up to $10,000 in savings. Meanwhile, this rate increases to 4.50% APY for Premium members and up to 5.50% for Revolut Metal...
Personal Finance
Bilt Bringing Back Amazon Bonus for October 2025 Rent Day
Bilt has announced its October 2025 Rent Day offer, featuring a popular redemption bonus. About the Amazon Redemption Bonus from Bilt Rewards: On October 1st, Bilt Rewards members can earn a bonus of up to 50% when redeeming their Bilt Points via Amazon. Per usual, the size of the actual bonus offered will depend on the member's Bilt Elite status. Blue (entry level): 20% bonus Silver: 30% bonus Gold: 40%...
Personal Finance
Cardless Reveals $60 Million Funding Raise Ahead of Bilt's Move
The FinTech credit card platform Cardless has announced another round of investment. About the Cardless Funding Round: Cardless has raised fresh funding. This round is being called a Series C and was led by Spark Capital. Last November, the company raised a $30 million Series C, which was led by Activant Capital. In total, the company has now raised more than $170 million from investors, including Industry Venture, Pear VC,...
Personal Finance
