Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.
Personal Finance
Bitcoin IRA Announces Interest-Earning Crypto Accounts
by Fioney Staff
The idea of treating cryptocurrencies as an investment is certainly not new. Unfortunately, due to the volatile nature of most digital currencies, it can be difficult for investors to play the long game. Now Bitcoin IRA is looking to incentivize long-term crypto holders by allowing them to earn interest on their crypto and cash through lending their assets. This new program will find Bitcoin IRA partnering with the digital asset...
Personal Finance
Survey Finds Finances More Stressful Than Politics, Work
by Fioney Staff
It probably comes as no surprise that many America adults feel at least some anxiety about money. But how does financial stress compare to other anxiety-inducing categories? According to a new survey conducted by Capital One's CreditWise service, money tops the list of stresses for nearly three-quarters of consumers. With 73% of the survey's 2,202 adult respondents reporting that their finances were a source of stress for them, easily beating...
Personal Finance
Venmo Announces Credit Card to Launch Next Year
by Fioney Staff
It looks like Venmo is getting into the credit card game. The reveal of plans for a Venmo card came as the app's parent company PayPal announced it was expanding its relationship with Synchrony. As a result, the bank will be the exclusive issuer of the upcoming card. While few details about the Venmo credit card were offered, the press release does note that it will "combine Venmo's expertise in...
Personal Finance
WalletHub Study Ranks States By Identity Theft Vulnerability
by Fioney Staff
Throughout this Millennium so far, we've heard a lot about the threats of identity theft, online fraud, and other cybercrimes. Moreover we've all heard horror stories about how much victims have lost as a result of these attacks and about the lengths they had to go to just to restore the status quo. Given the fact that these problems only seem to be growing and not going away, WalletHub recently...
Personal Finance
Money at 30: 10 Essential Credit Card Rewards Dos and Don'ts
by Kyle Burbank
Depending on who you ask, credit cards are either the enemy of good personal finance or an exceptional tool that can help your money go further. Personally, I find myself somewhere in the middle, although I've definitely come to appreciate the good aspects of credit cards in recent years. As a result the number of cards in my wallet has steadily grown as I've learned more about how to maximize...
Personal Finance
Upgrade Inc. Introduces Upgrade Card Credit Card
by Fioney Staff
Last year the FinTech lender Upgrade announced it was launching a new personal line of credit option for its customers. At the time the company's co-founder and CEO (and former Lending Club head) Renaud Laplanche declared, “We’re going to replace credit cards.” Now, 18 months later, Upgrade is actually introducing a credit card of their own — although the Upgrade Card bears some important distinctions from typical credit card products. The...
Personal Finance
American Express Partners with PayPal, Venmo for New "Split It" Feature
by Fioney Staff
There's no doubt that the advent of peer to peer (P2P) payment apps has made it easier for friends and family to split dinner bills, reimburse each other for gas money, and much more. Nevertheless, as simple as services such as PayPal, Venmo, Square Cash, and others make the process, increasingly integrations have made them even more convenient. The latest example of this comes from American Express who recently rolled...