Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.
Personal Finance
Personal Finance
Apple Pay Now Accounts for 5% of Global Card Transactions
It may have taken more than half a decade but it seems that Apple Pay is making major inroads. As Quartz reports, Apple Pay share of transactions are on the rise and could reach even larger milestones in the years ahead. Currently Apple Pay payments account for 5% of global card transactions according to data from Bernstein Research. However that's poised to double in the next five years, potentially reaching...
Personal Finance
Money at 30: Rakuten / Ebates vs. Dosh — In 2020 Which is the Better Cashback Tool?
The idea of earning cash back on your purchases for seemingly no reason is one of those “if it sounds too good to be true…” triggers for many people. For evidence of this, just type in “Is Rakuten…” or “Is Dosh…” into Google and notice how “legit?” is near the top of the autofill options. Let’s get this out of the way: yes, both Rakuten (formerly Ebates) and Dosh are...
Personal Finance
Varo Money Gains FDIC Approval, Nears Becoming a Real Bank
Over the past few years, several FinTech companies have introduced their own banking services — rolling out savings accounts, debit cards, or both. These products are often the result of partnerships that the startups have with one or multiple banks in order to meet regulatory requirements and provide their customers with key protections such as FDIC insurance on funds. However this week one FinTech company took one big step closer...
Personal Finance
Total U.S. Household Debt Tops $14 Trillion
Over the past several years, as the economy has continued to grow, so has the total amount of debt that Americans have taken on. While housing may make up the bulk of this debt, car loans, credit cards, and student loan debts are also on the rise. In fact, as Bloomberg reports, total household debt in the United States has now topped $14 trillion for the first time. The fourth...
Personal Finance
Charlie Messenger Review: Does the Penguin Really Give Good Money Advice?
No matter who you are, we could all use a little help when it comes to handling our money. This could mean everything from hiring a financial advisor or talking to a savvy friend to using an app or online service to keep an eye on your spending. But what if you could combine the feeling of chatting with a peer with the features offered by many finance apps? That’s...
Personal Finance
Members of China’s People’s Liberation Army Indicted for 2017 Equifax Hack
In 2017, Equifax — one of three major credit bureaus in the United States — announced that they had experienced a breach. This resulted in approximately 147 million customers having their sensitive data exposed, including names, birthdates, social security numbers, and more. Then last year Equifax and the Federal Trade Commission announced that the company had agreed to pay at least $575 million to those impacted by the hack. Now...
Personal Finance
