Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Made Visa Card with a family in the background
Personal Finance

Made Launches Essential Card for Homeowners, Raises $8 Million

by Kyle Burbank
The homeowners' rewards credit card market is heating up as a new competitor has launched following a successful Seed round. About Made's Seed Round: Made, a FinTech intent on helping homeowners "save time, money, and stress" has announced $8 million in new funding. The "oversubscribed" seed round was co-led by Jump Capital and Village Global. Additionally, Made is partnering with Fairway Home Mortgage Corporation to make the Made Essential Visa...
guests at a bar in a Hilton hotel
Personal Finance

Hilton Updates Honors Program with New Tier, Lowered Milestones

by Kyle Burbank
Hilton Honors is getting an update for 2026, making it easier for members to obtain status while also introducing a new top tier. About the Changes to Hilton Honors Next year, Hilton's loyalty program Hilton Honors will add a new elite tier: Diamond Reserve. Members who reach this top status will enjoy such perks as Confirmable Upgrade Rewards at the time of booking, highest priority for space-available upgrades, guaranteed 4...
Intuit and OpenAI logos
Personal Finance

Intuit Partners with OpenAI For "Future of Financial Intelligence"

by Kyle Burbank
FinTech giant Intuit has announced a partnership with OpenAI — the company behind ChatGPT. About the Intuit-OpenAI Partnership Today, Intuit (which owns TurboTax, Credit Karma, QuickBooks, and Mailchimp) revealed a new strategic partnership with OpenAI. Together, the companies plan on creating "the future of Financial Intelligence" by integrating AI technology into Intuit products, while also making a money insight tool available to customers. As Intuit notes, ChatGPT is regularly asked...
Betterment self directed investing screenshots
Personal Finance

Robo-Advisor Platform Betterment Adds Self-Directed Investing

by Kyle Burbank
A company known for its robo-advisory tools is mixing it up by bringing self-directed investment options to the service. About Betterment's Self-Directed Investment Platform: Betterment is bringing self-directed investing to its platform. Now, customers can trade thousands of stocks and ETFs without paying commission fees. This comes as the company says three-quarters of its customers have self-directed brokerage accounts elsewhere. One feature included in the self-directed trading platform is Tax...
Cash App on phone illustration
Personal Finance

Cash App Launches Green Status, Borrow Feature, and More

by Kyle Burbank
The popular peer-to-peer payments tool Cash App has unveiled a slate of updates and features, including a new loan product. What's New with Cash App: Today, Cash App officially announced 11 new features and updates. In fact, the company describes this as its "most significant product expansion to date." First up, the service revealed Cash App Green. Now, customers who either spend at least $500 per month using their Cash...
a model home surrounded by stacks of coins
Personal Finance

Lessons From a First-Time Home Buyer: No, You Don't Want a 50-Year Mortgage

by Kyle Burbank
If you're like me, one of the most frightening parts of buying a house is just the idea that you'll be paying it off over the course of three whole decades! Now there's talk of creating a new option that goes beyond the 30-year mortgage: a 50-year mortgage. On the surface, the upsides to such a plan are obvious — but unfortunately, so are the sizeable downsides. So, should you want...
Venmo 5% with a mix of logos
Personal Finance

Venmo Introduces Stash Rewards Program for Debit Cards

by Kyle Burbank
Venmo is reinventing its debit card rewards, allowing cardholders to earn up to 5% back. About Venmo Stash Rewards: This week, Venmo announced its new Venmo Stash program. With this unique debit card rewards offering, customers will be able to earn up to 5% back on purchases from popular brands — with their rewards rate increasing as they deepen their Venmo relationship. First, cardholders can earn 1% cashback on purchases...
Walmart+ logo and $49 one year tag
Personal Finance

Walmart+ Offering Discounted Plan Ahead of Black Friday Sales

by Kyle Burbank
For a limited time, customers can save 50% off a Walmart+ membership. About the Walmart+ Discount: With the holiday shopping season now just around the corner, Walmart is offering a big discount on its Walmart+ membership. While an annual subscription to the service typically costs $98, the retailer is discounting this fee to $49. This offer is valid through December 2nd, 2025 and is not available to current annual subscribers....
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...