Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.
Personal Finance
Personal Finance
Lessons From a First-Time Home Buyer: No, You Don't Want a 50-Year Mortgage
If you're like me, one of the most frightening parts of buying a house is just the idea that you'll be paying it off over the course of three whole decades! Now there's talk of creating a new option that goes beyond the 30-year mortgage: a 50-year mortgage. On the surface, the upsides to such a plan are obvious — but unfortunately, so are the sizeable downsides. So, should you want...
Personal Finance
Venmo Introduces Stash Rewards Program for Debit Cards
Venmo is reinventing its debit card rewards, allowing cardholders to earn up to 5% back. About Venmo Stash Rewards: This week, Venmo announced its new Venmo Stash program. With this unique debit card rewards offering, customers will be able to earn up to 5% back on purchases from popular brands — with their rewards rate increasing as they deepen their Venmo relationship. First, cardholders can earn 1% cashback on purchases...
Personal Finance
Walmart+ Offering Discounted Plan Ahead of Black Friday Sales
For a limited time, customers can save 50% off a Walmart+ membership. About the Walmart+ Discount: With the holiday shopping season now just around the corner, Walmart is offering a big discount on its Walmart+ membership. While an annual subscription to the service typically costs $98, the retailer is discounting this fee to $49. This offer is valid through December 2nd, 2025 and is not available to current annual subscribers....
Personal Finance
2025 U.S. Consumer Holiday Spending Expected to Top $1 Trillion
With the holiday shopping season just around the corner, estimates suggest that American shoppers could set a record this year — and cross a major milestone. About the Holiday Spending Forecast for 2025: This week, the National Retail Federation (NRF) released its annual holiday forecast. In it, they estimate that retail sales between November and December 2025 will total more than $1 trillion for the first time. Specifically, their research...
Personal Finance
The Art of Spending Money: Simple Choices for a Richer Life Book Review
Five years ago, I picked up the book The Psychology of Money by Morgan Housel after seeing it on Amazon — and absolutely loved it. So, when I saw that he was releasing another book, I immediately pre-ordered. That book was 2023's Same as Ever, which I also enjoyed. That brings us to this year as The Art of Spending Money: Simple Choices for a Richer Life hit store shelves and,...
Personal Finance
Healthcare FinTech Cylerity Raises $28 Million in Capital
A FinTech focused on improving healthcare payments has raised a new round of funding. About Cylerity's Funding Round: Recently, Cylerity announced a total of $28 million in new funding. This includes a $4 million seed round and a $24 million debt facility. The "over-subscribed" equity portion of the round was led by HealthX Ventures, with C2 Ventures, Upstream Ventures, Wisconsin Investment Partners, and Tundra Angels also participating. First Business Bank established the debt facility....
Personal Finance
