Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

  • Discover Bank Discontinues New Account Applications

    Discover Bank Discontinues New Account Applications

    Eight months after Capital One completed its acquisition of Discover, applications for Discover banking products have been discontinued. About Discover Bank’s Application End: As first noticed by Doctor of Credit, Discover Bank is no longer accepting new account applications, including those for checking and savings accounts. Instead, the landing page for those services directs customers…

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  • Stats Show Vast Majority of BNPL Holiday Shoppers Paid On Time

    Stats Show Vast Majority of BNPL Holiday Shoppers Paid On Time

    “Buy Now, Pay Later” service Afterpay has released new data that suggests an overwhelming number of its users are making on-time payments. About Afterpay’s Holiday Report: According to Afterpay, 96% of customers in the United States who used the company’s Pay-in-4 service to make a purchase between Black Friday and Cyber Monday last year paid…

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  • Allegiant Airlines Announces Planes to Merge with Sun Country

    Allegiant Airlines Announces Planes to Merge with Sun Country

    Two budget airlines known for bringing passengers to popular vacation destinations are planning to merge. About the Allegiant-Sun Country Merger: On Sunday, Allegiant Airlines announced plans to acquire Sun Country Airlines. The cash and stock transaction values the latter airline at approximately $1.5 billion. The combined airline will be the leading “leisure-focused” U.S. airline, serving…

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  • Lessons From a First-Time Home Buyer: A Long-Held Housing Market Problem is Clearing

    Lessons From a First-Time Home Buyer: A Long-Held Housing Market Problem is Clearing

    If you’ve had trouble finding many homes for sale in your area of interest over the past several years, you’ve probably been told a theory of why that might be. The logic goes that since many homebuyers were able to obtain mortgages with interest rates of 3% or less during rough economic times, they were…

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  • Mr. Wonderful’s Beanstox App Adds AI-Powered CashTrax Feature

    Mr. Wonderful’s Beanstox App Adds AI-Powered CashTrax Feature

    An investment app co-owned by Kevin O’ Leary (A.K.A. Mr. Wonderful) has introduced a new tool to help customers make smart money decisions. About Beastox’s CashTax: Beanstox, an app chaired and co-owned by Shark Tank‘s Kevin O’Leary, is expanding its offerings. Now, customers can access CashTax — an AI-powered money sidekick. Using CashTax, users can…

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  • Survey Finds Lack of Financial Literacy Costs Adults $948 a Year

    Survey Finds Lack of Financial Literacy Costs Adults $948 a Year

    The latest survey from the National Financial Educators Council (NFEC) puts a dollar figure on financial literacy failings. About the NFEC Survey Results: Each year, the NFEC asks U.S. adults: “During the past year, about how much money do you think you lost because you lacked knowledge about personal finances?” In 2025, when averaging the 1,200…

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  • “Money Together” by Heather & Douglas Boneparth Book Review

    “Money Together” by Heather & Douglas Boneparth Book Review

    Do you ever look at your Twitter feed and wonder how you came to discover certain people you follow? That’s what happened to me with Douglass Boneparth. Luckily, what led me to take an increased notice of Boneparth wasn’t that he said something horribly offensive and made me want to block him — but, instead,…

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  • Survey: Financial Resolutions in Fashion Again, Even If Most Fail

    Survey: Financial Resolutions in Fashion Again, Even If Most Fail

    With the year coming to an end, a new survey asked Americans about their financial-related resolutions. About the New Year’s Resolution Survey Results: Recently, QuestionPro conducted a survey (commissioned by Beyond Finance) of 2,000 Americans, asking them about their upcoming resolutions — and how their past plans panned out. First, according to the survey, 83% of…

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