Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Southwest debit card and app next to a couple holding a debit card and a tablet computer
Personal Finance

Southwest Airlines Officially Launches Rapid Rewards Debit Card

by Kyle Burbank
After teasing a new debit product, Southwest Airlines has now revealed the details about its Rapid Rewards-earning credit card alternative. About the Southwest Airlines Rapid Rewards Debit Card: Southwest is partnering with Galileo and Sunrise Banks to debut a new debit card. With the Southwest Airlines Rapid Rewards Debit Card, customers can earn points on purchases and even work their way toward earning a Companion Pass. First, with the card,...
Rakuten The Holiday Big Deal Reveal
Personal Finance

Rakuten Reveals 10 Days of Big Deals Starting November 1st

by Kyle Burbank
Next month, Rakuten users can earn increased cashback (or American Express Membership Rewards points) from 10 big brands over the course of 10 days. About Rakuten's Holiday Big Deal Reveal: The popular cashback shopping portal Rakuten has made its Holiday Big Deal Reveal for 2025. From November 1st through November 10th, the platform will be rolling out a special offer each day, earning customers between 12% and 23% back on...
two screenshots of the Refundly app
Personal Finance

Refund Tracking Tool Refundly Officially Launches

by Kyle Burbank
As the holiday shopping season approaches, a new tool that helps consumers track their refunds and returns has debuted. About Refundly: This week, Refundly announced its official launch. With this new app, shoppers can track e-commerce returns and be informed of when they can expect their refund to arrive. To do this, Refundly says it utilizes proprietary AI to scan users' email inboxes in order to find receipts and returns....
WalletHub logo on a backdrop of a scene of winter travel
Personal Finance

Survey: Lingering Inflation Impacting Winter Travel Plans

by Kyle Burbank
A new survey suggests that a majority of travelers expect ongoing inflation to impact their winter itineraries, while other financial factors are also in the mix. About the Survey Results: Recently, the personal finance site WalletHub released its Winter Travel Survey. Headlining the results is the fact that 54% of respondents said inflation will affect their plans. Similarly, just over half (51%) expect that a weaker dollar will also play...
Personal Finance

Is Amazon Prime Worth It? What You Get for Your Money

by Kyle Burbank
Prospective members should be aware that the beloved two-day shipping does not apply to every item on the site and that Prime's entertainment offerings might not be enough to satisfy everyone's TV craving. However, with a free 30 day trial and a monthly payment option after that, there's really no harm in taking Amazon Prime on a test run — especially on Prime Day — to see how it works...
Personal Finance

Rocket Completes $14.2 Billion Mr. Cooper Acquisition

by Kyle Burbank
The U.S.'s largest lender has now acquired the county's largest mortgage servicer. About the Rocket-Mr. Cooper Deal: Rocket Companies recently announced that its acquisition of Mr. Cooper had officially closed. The transaction cost Rocket $14.2 billion. According to the company, the combined entity will now have service nearly 10 million mortgages. As part of the deal, Mr. Cooper's CEO Jay Bray will now serve as President and CEO of Rocket...
Personal Finance

Bilt Teams Up with GoPuff to Launch Home Delivery Feature

by Kyle Burbank
Bilt is rolling out a Home Delivery feature, allowing members to order products to their doorstep in as little as 15 minutes. About Bilt Home Delivery: The Bilt ecosystem is expanding once again. Starting today, members will notice a Bilt Home Delivery option in the Bilt app. Powered by GoPuff, this service allows customers to order items from nearby retailers and have them delivered. In the app, members can search...
Personal Finance

Lessons From a First-Time Home Buyer: Two Years Since

by Kyle Burbank
It has come to my attention that I've reached a bit of a milestone. This week marks two years since my wife and I put in an offer on a house. Funny enough, shortly after we made that offer and it was accepted, we caught a flight to Hong Kong and continued the process of moving toward closing from the other side of the world. Shortly after our return home...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...