Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Money at 30: Robinhood's IPO — and Trying Their IPO Access Platform

Of all the companies, apps, and tools I've written about between here and Money@30 the site, I feel like Robinhood is the one I've ended up covering the most. That's partially because the stock trading app has not only continually rolled out new offerings since they've been on my radar but have also been a consistent source of fodder thanks to their self-inflicted wounds and a laundry list of controversies....

Play2Pay Raises $13 Million for Payment Gamification Platform

What if mobile phone customers could get a discount on their service by playing games and participating in other activities? That's exactly what Play2Pay is making possible — and, now, the FinTech is bringing in money of its own, recently closing an eight-figure funding round. Miami-based start-up Play2Pay has announced that it raised $13 million. The "oversubscribed" Series A was led by Telesoft Partners with Harbor Spring Capital and a slew of...
Bitcoin

Data Shows Majority of Bitcoin Owners are Holding at a Profit

After a strong run early in 2021, several cryptocurrencies have since fallen on hard times. In the case of Bitcoin, the asset is now trading for nearly half of its record highs seen just a few short months ago. Nevertheless, the current value is still far ahead of where Bitcoin had been prior to 2020. What's more, data shows that the majority of Bitcoin currently being held represents a profit...
Cardless Credit Card app

Custom Credit Card Firm Cardless Announces $40 Million Funding Round

A FinTech that helps brands create their own custom credit card offerings has just closed a major investment round. This week, Cardless announced that it has raised $40 million. The Series B was led by Activant Capital while previous investors such as Accomplice and Pear VC also participated alongside a few individuals. Since launching in 2019, the company has now raised a total of $50 million, with the most recent...
Mode phone and Current Andoid app

Money at 30: Mode Phone (and Current Rewards for Android) Review

A few short weeks ago, I shared my review of an app called Current Rewards that allows you to earn gift cards and cash just for listening to music (although you'll need to do a bit more if you want to really earn points). As I noted in that review, I was first made aware of the app's existence thanks to an ad I saw for the Mode Phone. Well,...
Jasper Credit Card

Jasper Card Announces $34 Million Funding Round

A FinTech with an aim at changing the way consumers qualify for credit cards has raised an impressive sum to help further that goal. This week, Jasper Card revealed that it had closed a $34 million funding round — which includes $10 million previously announced in 2020. The Series A was led by Benslie International Fund, with participation from 500 Startups, Gauss Ventures, Off The Grid Ventures, OurCrowd, and SIBF. With these funds, Jasper intends to...

Financial Lessons in "Adulting" I Learned from Television

When I was a young kid still living in New Jersey my elementary school offered an additional schooling year between Kindergarten and first grade they called Transitional Primary or “TP.” To help determine who the school would recommend for TP all of the Kindergarten students were given an oral assessment. Even though I was only five years old or so at the time, one question from this quiz stands out...
back to school collage

Back-to-School Spending Expected to Climb for 2021 Season

It may only be early July, but back-to-school season is just around the corner in certain areas of the United States. Following a school year that likely looked different depending on the state, district, and school, 2021 may bring a return to (near) normal. In turn, American consumers are anticipated to spend more on back-to-school supplies this year. ​ According to new data from Deloitte, back-to-school spending is expected to reach its...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...