Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

illustration of global crypto reach

Visa: $1 Billion Spent Via Crypto-Linked Cards in 2021 So Far

The age of cryptocurrency debit and credit cards is apparently upon us. According to Visa, the company is currently working with 50 cryptocurrency platforms on card programs. These cards will make it easier for consumers to convert and spend crypto with the more than 70 million merchants worldwide that accept Visa. As a result, the company says that $1 billion in goods and services have been paid for using crypto-linked...
Summer vacation composition. Flip flops, sunglasses and sunscreen.

Money at 30: How We're Saving Money This Summer

The way I see it, there are a few different starts to the summer season. For the former movie theatre manager in me, the first is Memorial Day weekend (although the blockbuster season really kicks off even before that now thanks to Marvel). Then, there's the technical kick-off on June 21st — the actual first day of summer according to science. Yet, if it weren't clear that we were now...
illustration of a neobank app and debit card

Apptopia Data Shows Most Downloaded Digital Banking Apps for H1 2021

These days, there's certainly no shortage of digital banking options — also known as neobanks. With many of these platforms operating primarily via mobile apps, the impact of such services can also be seen on app store rankings. On that note, a new report from Apptopia highlights the top 10 digital banking apps in terms of downloads so far in 2021. During the first half of the year, Chime managed...
Robinhood logo

Robinhood Officially Files for Initial Public Offering

After previously confidentially submitting a draft registration statement in March, this week, Robinhood made it official, announcing its plans to go public. The number of shares Robinhood plans to issue and the price range they'll be targeting have yet to be determined. What is known is that the FinTech will list on the Nasdaq under the ticker symbol $HOOD. One interesting note in Robinhood's filing is that the company plans to...

Are Credit Reports the Same as a Credit Score?

For as much as we hear about credit in general, many Americans are less aware of the specifics. A key example of this is that the terms “credit report” and “credit score” are used interchangeably despite being separate things. In fact, this misconception could lead consumers to ignore an important aspect of their credit that could be hurting them in the long run. If you have questions about credit reports,...
Credit Sesame debit card

Credit Sesame Adding Credit Building Abilities to Debit Card Product

For years, building credit has been a bit of a Catch-22, in that establishing credit first requires consumers to obtain credit. This reality is something that several FinTechs have taken note of, with a growing number now offering their own solutions. The latest platform to take a swing at addressing this issue and leveling the playing field is Credit Sesame, which is rolling out a credit building feature for debit...
Afterpay Pulse Rewards

BNPL Platform Afterpay Rolls Out Pulse Rewards to All Customers

Love them or hate them, "buy now, pay later" (BNPL) options have exploded in recent years. Services such as Klarna, Affirm, Quadpay, and others allow consumers to finance purchases without paying interest, provided that they pay off the balance within a few weeks. Now, one BNPL platform is rolling out a rewards program to its customers. As of June 29th, all Afterpay customers will be able to opt into the...
Marstone logo

Digital Wealth Technology Firm Marstone Closes $5 Million Round

Even as the world of FinTech has seen its fair share of so-called "megadeals" in recent months, there have been plenty of early-round investments to be found as well. The latest in this latter category comes from Marstone, which just announced a $5 million round. The Series A was led by Amerant Bancorp, which ponied up $2.5 million in the round. As a result of the transaction, Amerant will nominate...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...