Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Cardless Credit Card app

Custom Credit Card Firm Cardless Announces $40 Million Funding Round

A FinTech that helps brands create their own custom credit card offerings has just closed a major investment round. This week, Cardless announced that it has raised $40 million. The Series B was led by Activant Capital while previous investors such as Accomplice and Pear VC also participated alongside a few individuals. Since launching in 2019, the company has now raised a total of $50 million, with the most recent...
Mode phone and Current Andoid app

Money at 30: Mode Phone (and Current Rewards for Android) Review

A few short weeks ago, I shared my review of an app called Current Rewards that allows you to earn gift cards and cash just for listening to music (although you'll need to do a bit more if you want to really earn points). As I noted in that review, I was first made aware of the app's existence thanks to an ad I saw for the Mode Phone. Well,...
Jasper Credit Card

Jasper Card Announces $34 Million Funding Round

A FinTech with an aim at changing the way consumers qualify for credit cards has raised an impressive sum to help further that goal. This week, Jasper Card revealed that it had closed a $34 million funding round — which includes $10 million previously announced in 2020. The Series A was led by Benslie International Fund, with participation from 500 Startups, Gauss Ventures, Off The Grid Ventures, OurCrowd, and SIBF. With these funds, Jasper intends to...

Financial Lessons in "Adulting" I Learned from Television

When I was a young kid still living in New Jersey my elementary school offered an additional schooling year between Kindergarten and first grade they called Transitional Primary or “TP.” To help determine who the school would recommend for TP all of the Kindergarten students were given an oral assessment. Even though I was only five years old or so at the time, one question from this quiz stands out...
back to school collage

Back-to-School Spending Expected to Climb for 2021 Season

It may only be early July, but back-to-school season is just around the corner in certain areas of the United States. Following a school year that likely looked different depending on the state, district, and school, 2021 may bring a return to (near) normal. In turn, American consumers are anticipated to spend more on back-to-school supplies this year. ​ According to new data from Deloitte, back-to-school spending is expected to reach its...
illustration of global crypto reach

Visa: $1 Billion Spent Via Crypto-Linked Cards in 2021 So Far

The age of cryptocurrency debit and credit cards is apparently upon us. According to Visa, the company is currently working with 50 cryptocurrency platforms on card programs. These cards will make it easier for consumers to convert and spend crypto with the more than 70 million merchants worldwide that accept Visa. As a result, the company says that $1 billion in goods and services have been paid for using crypto-linked...
Summer vacation composition. Flip flops, sunglasses and sunscreen.

Money at 30: How We're Saving Money This Summer

The way I see it, there are a few different starts to the summer season. For the former movie theatre manager in me, the first is Memorial Day weekend (although the blockbuster season really kicks off even before that now thanks to Marvel). Then, there's the technical kick-off on June 21st — the actual first day of summer according to science. Yet, if it weren't clear that we were now...
illustration of a neobank app and debit card

Apptopia Data Shows Most Downloaded Digital Banking Apps for H1 2021

These days, there's certainly no shortage of digital banking options — also known as neobanks. With many of these platforms operating primarily via mobile apps, the impact of such services can also be seen on app store rankings. On that note, a new report from Apptopia highlights the top 10 digital banking apps in terms of downloads so far in 2021. During the first half of the year, Chime managed...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...