Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

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Landis Raises $165 Million to Help Americans Become Homeowners

New York-based startup Landis has just landed a major investment that will help them continue their mission of turning renters into homebuyers. The $165 million round is comprised of debt and Series A equity financing. Leading the round was the most-active FinTech venture capital investment firm Sequoia Capital with participation from Arrive, Will Smith’s Dreamers VC, and Signia Venture Partners. To date, the company's total debt and equity raised totals $182...
illustration of FinTech funding

FinTech Funding Reaches Record High in Q2 2021

FinTech is on fire! As the latest "State of FinTech" release from CBInsights notes, last quarter marked a boom for financial technology startup funding. In fact, Q2 set a new record for investment deals in the sector. According to the report, FinTech companies raised a total of $30.8 billion from venture capital firms last quarter. That was up an impressive 30% from the first quarter of the year — which...
Map of the best metro areas for first time home buyers

LendingTree Highlights Best and Worst Metros for First-Time Homebuyers

Current first-time homebuyers seeking an affordable abode may find their search to be a bit perilous these days. Due to an overall lack of inventory, prices for homes that are for sale have reached record highs. Nevertheless, the site LendingTree has just released its rankings of the best and worst metro areas for first-time buyers. The latest report was compiled using data from more than 100,000 LendingTree users during the...
money challenge puzzle

Money Challenges: Pros, Cons, Examples, and Tools

If you've ever made an effort to start saving money, there's a good chance that you encountered a few stumbling blocks. For one, the ever-popular "spend less, save more" goal lacks the specifics necessary to make it stick. Meanwhile, while setting aside money might feel good at first, maintaining motivation can be difficult — especially when there's no immediate payoff in sight. That's why many savers have turned to money...
Upgrade Bitcoin Credit Card

Upgrade Launches Bitcoin Rewards Credit Card

Another Bitcoin-earning credit card isn't just on the way — it's already here. This week, Upgrade announced the launch of its new Bitcoin Rewards Credit Card. The Upgrade Bitcoin Rewards Credit Card is essentially a crypto reskin of the FinTech's Cash Rewards card, earning 1.5% back in rewards. However, these rewards aren't earned upon purchase like with most traditional cards and are instead earned when purchases are paid off. Additionally,...

Money at 30: Robinhood's IPO — and Trying Their IPO Access Platform

Of all the companies, apps, and tools I've written about between here and Money@30 the site, I feel like Robinhood is the one I've ended up covering the most. That's partially because the stock trading app has not only continually rolled out new offerings since they've been on my radar but have also been a consistent source of fodder thanks to their self-inflicted wounds and a laundry list of controversies....

Play2Pay Raises $13 Million for Payment Gamification Platform

What if mobile phone customers could get a discount on their service by playing games and participating in other activities? That's exactly what Play2Pay is making possible — and, now, the FinTech is bringing in money of its own, recently closing an eight-figure funding round. Miami-based start-up Play2Pay has announced that it raised $13 million. The "oversubscribed" Series A was led by Telesoft Partners with Harbor Spring Capital and a slew of...
Bitcoin

Data Shows Majority of Bitcoin Owners are Holding at a Profit

After a strong run early in 2021, several cryptocurrencies have since fallen on hard times. In the case of Bitcoin, the asset is now trading for nearly half of its record highs seen just a few short months ago. Nevertheless, the current value is still far ahead of where Bitcoin had been prior to 2020. What's more, data shows that the majority of Bitcoin currently being held represents a profit...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...